Assumable homes for sale in Tracy, CA

3 homesFHA & VA loansrates from 2.90% vs 7.40% today

Tracy assumption guide

825 Foxwood Drive, Tracy, CA, 95376 — assumable VA mortgage at 2.90%

Active

$670,000$304,110 equity gap

Rate: 2.90%; ~~7.40%~~today
Payment: $1,752/mo; ~~$2,915~~today

4beds
3baths
2,116sqft

825 Foxwood Drive, Tracy

1356 Peppertree Way, Tracy, CA, 95376 — assumable FHA mortgage at 6.27%

FHA

Active

$619,000$33,645 equity gap

Rate: 6.27%; ~~7.40%~~today
Payment: $3,774/mo; ~~$4,235~~today

4beds
3baths
1,611sqft

1356 Peppertree Way, Tracy

2650 Colony Dr, Tracy, CA, 95376 — assumable FHA mortgage at 7.08%

FHA

Active

$575,000$101,536 equity gap

Rate: 7.08%; ~~7.40%~~today
Payment: $3,309/mo; ~~$3,416~~today

4beds
2baths
1,433sqft

2650 Colony Dr, Tracy

Assuming a mortgage in Tracy

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate: 2.90%
Lowest existing payment: $1,752 /mo
Median cash to assume: $101,536