Griselda Vargas

Griselda Vargas

(602) 752-4466

Assumable homes for sale in California

200 homesVA & FHA loansrates from 2.13% vs 7.40% today

California assumption guide
801 Yankee Point Way, Oceanside, CA, 92058 — assumable VA mortgage at 2.87%
VATop pick
Active
14
$440,000$21,672 equity gap
Rate
2.87%
7.40%today
Payment
$1,951/mo
$3,258today
  • 2beds
  • 2baths
  • 1,104sqft

801 Yankee Point Way, Oceanside

42 Via Brida, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 2.99%
FHATop pick
Active
51
$1,039,000Potential short sale
Rate
2.99%
7.40%today
Payment
$5,194/mo
$8,541today
  • 3beds
  • 3baths
  • 1,818sqft

42 Via Brida, Rancho Santa Margarita

5840 Almond Valley Way, Lancaster, CA, 93536 — assumable FHA mortgage at 3.10%
FHATop pick
Active
$460,000Potential short sale
Rate
3.10%
7.40%today
Payment
$2,182/mo
$3,539today
  • 4beds
  • 3baths
  • 2,050sqft

5840 Almond Valley Way, Lancaster

33200 Benner Street, Lake Elsinore, CA, 92530 — assumable VA mortgage at 3.12%
VATop pick
Active
39
$470,000$23,091 equity gap
Rate
3.12%
7.40%today
Payment
$2,124/mo
$3,435today
  • 3beds
  • 2baths
  • 1,699sqft

33200 Benner Street, Lake Elsinore

4812 Saturn Street, Los Angeles, CA, 90019 — assumable FHA mortgage at 3.21%
FHATop pick
Active
35
$2,250,000$83,083 equity gap
Rate
3.21%
7.40%today
Payment
$10,825/mo
$17,310today
  • —beds
  • —baths
  • 5,263sqft

4812 Saturn Street, Los Angeles

6750 Oak Hill Road, Oak Hills, CA, 92344 — assumable VA mortgage at 2.79%
VATop pick
Active
13
$530,000$50,497 equity gap
Rate
2.79%
7.40%today
Payment
$2,253/mo
$3,802today
  • 4beds
  • 3baths
  • 2,332sqft

6750 Oak Hill Road, Oak Hills

27258 Narrowleaf Willow Lane, Valencia, CA, 91381 — assumable VA mortgage at 2.90%
VATop pick
Active
22
$750,000$71,646 equity gap
Rate
2.90%
7.40%today
Payment
$3,139/mo
$5,222today
  • 3beds
  • 3baths
  • 2,010sqft

27258 Narrowleaf Willow Lane, Valencia

17939 Highway 94, Dulzura, CA, 91917 — assumable VA mortgage at 2.90%
VATop pick
Active
40
$625,000$58,354 equity gap
Rate
2.90%
7.40%today
Payment
$2,622/mo
$4,362today
  • 3beds
  • 2baths
  • 2,116sqft

17939 Highway 94, Dulzura

28232 Palm Villa Dr., Menifee, CA, 92584 — assumable VA mortgage at 3.05%
VATop pick
Active
28
$474,999$38,707 equity gap
Rate
3.05%
7.40%today
Payment
$2,049/mo
$3,343today
  • 3beds
  • 2baths
  • 1,299sqft

28232 Palm Villa Dr., Menifee

146 Starview Place, Boulder Creek, CA, 95006 — assumable FHA mortgage at 3.07%
FHATop pick
Active
12
$85,000Potential short sale
Rate
3.07%
7.40%today
Payment
$533/mo
$868today
  • 3beds
  • 2baths
  • 1,422sqft

146 Starview Place, Boulder Creek

7363 Hermosa, Yucca Valley, CA, 92284 — assumable FHA mortgage at 3.10%
FHATop pick
Active
18
$324,900$33,135 equity gap
Rate
3.10%
7.40%today
Payment
$1,384/mo
$2,243today
  • 2beds
  • 2baths
  • 1,255sqft

7363 Hermosa, Yucca Valley

1641 El Camino De Vida, Hollister, CA, 95023 — assumable VA mortgage at 3.10%
VATop pick
Active
52
$859,000$84,615 equity gap
Rate
3.10%
7.40%today
Payment
$3,672/mo
$5,954today
  • 4beds
  • 3baths
  • 2,553sqft

1641 El Camino De Vida, Hollister

550 15th St. #207, San Diego, CA, 92101 — assumable VA mortgage at 3.12%
VATop pick
Active
19
$374,900$26,547 equity gap
Rate
3.12%
7.40%today
Payment
$1,652/mo
$2,672today
  • —beds
  • 1baths
  • 526sqft

550 15th St. #207, San Diego

3593 Cougar Canyon, Hemet, CA, 92545 — assumable VA mortgage at 3.12%
VATop pick
Active
13
$429,900$42,979 equity gap
Rate
3.12%
7.40%today
Payment
$1,835/mo
$2,968today
  • 3beds
  • 2baths
  • 1,336sqft

3593 Cougar Canyon, Hemet

61186 Sespe Street, Landers, CA, 92285 — assumable FHA mortgage at 3.45%
FHATop pick
Active
55
$395,000Potential short sale
Rate
3.45%
7.40%today
Payment
$1,941/mo
$3,012today
  • 3beds
  • 3baths
  • 1,676sqft

61186 Sespe Street, Landers

338 Magnolia Street, Compton, CA, 90220 — assumable FHA mortgage at 2.24%
FHA
Active
5
$885,000$162,889 equity gap
Rate
2.24%
7.40%today
Payment
$3,092/mo
$5,609today
  • —beds
  • —baths
  • 2,360sqft

338 Magnolia Street, Compton

4425 Oak Tree Way, Hemet, CA, 92545 — assumable VA mortgage at 2.49%
VA
Active
54
$600,000$103,174 equity gap
Rate
2.49%
7.40%today
Payment
$2,200/mo
$3,860today
  • 5beds
  • 3baths
  • 3,127sqft

4425 Oak Tree Way, Hemet

37612 Limelight, Palmdale, CA, 93551 — assumable FHA mortgage at 2.67%
FHA
Active
48
$539,999$104,445 equity gap
Rate
2.67%
7.40%today
Payment
$2,015/mo
$3,454today
  • 4beds
  • 3baths
  • 2,328sqft

37612 Limelight, Palmdale

1235 27Th, San Diego, CA, 92154 — assumable VA mortgage at 2.72%
VA
Active
31
$719,000$124,070 equity gap
Rate
2.72%
7.40%today
Payment
$2,704/mo
$4,604today
  • 4beds
  • 2baths
  • 1,650sqft

1235 27Th, San Diego

3827 Grant Street #47, Corona, CA, 92879 — assumable VA mortgage at 2.73%
VA
Active
14
$549,000$100,741 equity gap
Rate
2.73%
7.40%today
Payment
$2,083/mo
$3,542today
  • 3beds
  • 3baths
  • 1,356sqft

3827 Grant Street #47, Corona

155 Rosewood Street, Fillmore, CA, 93015 — assumable VA mortgage at 2.77%
VA
Active
34
$620,000$102,982 equity gap
Rate
2.77%
7.40%today
Payment
$2,374/mo
$4,016today
  • 4beds
  • 3baths
  • 1,742sqft

155 Rosewood Street, Fillmore

9155 Cedros Avenue #12, Panorama City, CA, 91402 — assumable FHA mortgage at 2.77%
FHA
Active
34
$650,000$102,846 equity gap
Rate
2.77%
7.40%today
Payment
$2,512/mo
$4,250today
  • 4beds
  • 3baths
  • 1,893sqft

9155 Cedros Avenue #12, Panorama City

7155 Citrus Ave #374, Fontana, CA, 92336 — assumable FHA mortgage at 2.77%
FHA
Active
52
$509,999$83,080 equity gap
Rate
2.77%
7.40%today
Payment
$1,969/mo
$3,331today
  • 3beds
  • 3baths
  • 1,547sqft

7155 Citrus Ave #374, Fontana

643 1/2 Hayworth Avenue, Los Angeles, CA, 90048 — assumable VA mortgage at 2.78%
VA
Active
34
$1,598,000$284,558 equity gap
Rate
2.78%
7.40%today
Payment
$6,079/mo
$10,270today
  • 3beds
  • 4baths
  • 2,347sqft

643 1/2 Hayworth Avenue, Los Angeles

14456 Foothill Boulevard #40, Sylmar, CA, 91342 — assumable VA mortgage at 2.78%
VA
Active
21
$425,000$76,658 equity gap
Rate
2.78%
7.40%today
Payment
$1,635/mo
$2,762today
  • 2beds
  • 2baths
  • 908sqft

14456 Foothill Boulevard #40, Sylmar

14681 Choco Road, Apple Valley, CA, 92307 — assumable VA mortgage at 2.79%
VA
Active
75
$815,000$175,883 equity gap
Rate
2.79%
7.40%today
Payment
$2,955/mo
$4,985today
  • 7beds
  • 5baths
  • 5,362sqft

14681 Choco Road, Apple Valley

10824 Quarter Horse, Hesperia, CA, 92345 — assumable VA mortgage at 2.80%
VA
Active
54
$479,900$84,832 equity gap
Rate
2.80%
7.40%today
Payment
$1,828/mo
$3,081today
  • 3beds
  • 3baths
  • 1,968sqft

10824 Quarter Horse, Hesperia

4816 Saturn Street, Los Angeles, CA, 90019 — assumable FHA mortgage at 2.83%
FHA
Active
41
$2,250,000$367,160 equity gap
Rate
2.83%
7.40%today
Payment
$13,653/mo
$19,987today
  • —beds
  • —baths
  • 5,263sqft

4816 Saturn Street, Los Angeles

705 Thorson Avenue, Compton, CA, 90221 — assumable FHA mortgage at 2.84%
FHA
Active
25
$580,000$99,097 equity gap
Rate
2.84%
7.40%today
Payment
$2,230/mo
$3,739today
  • 3beds
  • 1baths
  • 973sqft

705 Thorson Avenue, Compton

25770 E GRADE ROAD, Santa Ysabel, CA, 92070 — assumable VA mortgage at 2.87%
VA
Active
75
$899,000$98,011 equity gap
Rate
2.87%
7.40%today
Payment
$3,727/mo
$6,224today
  • 3beds
  • 2baths
  • 2,150sqft

25770 E GRADE ROAD, Santa Ysabel

953 Hollins Street, Los Angeles, CA, 90023 — assumable FHA mortgage at 2.87%
FHA
Active
40
$724,000$124,736 equity gap
Rate
2.87%
7.40%today
Payment
$2,789/mo
$4,657today
  • 5beds
  • 2baths
  • 1,768sqft

953 Hollins Street, Los Angeles

4722 PARK LN, Alpine, CA, 91901 — assumable VA mortgage at 2.87%
VA
Active
33
$520,000$83,484 equity gap
Rate
2.87%
7.40%today
Payment
$2,036/mo
$3,400today
  • 2beds
  • 1baths
  • 800sqft

4722 PARK LN, Alpine

29402 Circle R Greens Dr, Escondido, CA, 92026 — assumable FHA mortgage at 2.87%
FHA
Active
37
$580,000$99,927 equity gap
Rate
2.87%
7.40%today
Payment
$2,239/mo
$3,739today
  • 2beds
  • 2baths
  • 1,396sqft

29402 Circle R Greens Dr, Escondido

45776 Klamath Court, Temecula, CA, 92592 — assumable VA mortgage at 2.87%
VA
Active
34
$599,900$112,527 equity gap
Rate
2.87%
7.40%today
Payment
$2,273/mo
$3,796today
  • 4beds
  • 3baths
  • 2,274sqft

45776 Klamath Court, Temecula

9457 Carlton Oaks Drive #B, Santee, CA, 92071 — assumable VA mortgage at 2.87%
VA
Active
30
$549,000$84,150 equity gap
Rate
2.87%
7.40%today
Payment
$2,163/mo
$3,612today
  • 3beds
  • 2baths
  • 1,180sqft

9457 Carlton Oaks Drive #B, Santee

21460 Vine Street, Wildomar, CA, 92595 — assumable VA mortgage at 2.875%
VA
Active
26
$534,999$101,036 equity gap
Rate
2.875%
7.40%today
Payment
$2,016/mo
$3,364today
  • 3beds
  • 2baths
  • 1,325sqft

21460 Vine Street, Wildomar

Assuming a mortgage in California

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.13%
Lowest existing payment
$533 /mo
Median cash to assume
$112,527
Griselda Vargas

Griselda Vargas

Realtor License: SA700563000

Realty One Group

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Equal Housing Opportunity

Realty One Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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