VA
Active
28$520,000$178,992 equity gap
- Rate
- 2.77%
7.40%today- Payment
- $1,573/mo
$2,661today
- 2beds
- 2baths
- 1,349sqft
Assumable homes for sale in Santa Maria, CA
6 homesVA & FHA loansrates from 2.77% vs 7.40% today
Santa Maria assumption guide
VA
Active
17$680,000$100,548 equity gap
- Rate
- 4.72%
7.40%today- Payment
- $3,238/mo
$4,313today
- 3beds
- 3baths
- 1,546sqft
1378 Blossom Drive, Santa Maria
FHA
Active
29$730,000$290,032 equity gap
- Rate
- 4.20%
7.40%today- Payment
- $2,499/mo
$3,539today
- 3beds
- 3baths
- 2,052sqft
5604 Aidan Way, Santa Maria
VA
Active
39$739,000$126,550 equity gap
- Rate
- 6.12%
7.40%today- Payment
- $3,887/mo
$4,431today
- 3beds
- 3baths
- 2,052sqft
5628 Aidan, Santa Maria
VA
Active
70$1,999,000$263,551 equity gap
- Rate
- 6.50%
7.40%today- Payment
- $11,061/mo
$12,117today
- 4beds
- 3baths
- 6,172sqft
6024 Quail Court, Santa Maria
FHA
Active
36$560,000$186,924 equity gap
- Rate
- 6.94%
7.40%today- Payment
- $2,523/mo
$2,642today
- 3beds
- 2baths
- 1,440sqft
3435 Greenacre, Santa Maria
Assuming a mortgage in Santa Maria
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 2.77%
- Lowest existing payment
- $1,573 /mo
- Median cash to assume
- $182,958