VA
Active
38$799,000$276,868 equity gap
- Rate
- 3.18%
7.40%today- Payment
- $2,588/mo
$4,154today
- 2beds
- 3baths
- 1,241sqft
Assumable homes for sale in Santa Cruz, CA
3 homesVA & FHA loansrates from 3.18% vs 7.40% today
Santa Cruz assumption guide
VA
Active
44$1,665,000$308,764 equity gap
- Rate
- 6.90%
7.40%today- Payment
- $9,240/mo
$9,714today
- 4beds
- 3baths
- 2,824sqft
3336 Oneill Court, Soquel
FHA
Active
22$265,000$156,729 equity gap
- Rate
- 6.03%
7.40%today- Payment
- $1,039/mo
$1,196today
- 2beds
- 1baths
- 845sqft
121 Vista Prieta, Santa Cruz
Assuming a mortgage in Santa Cruz
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 3.18%
- Lowest existing payment
- $1,039 /mo
- Median cash to assume
- $276,868