Griselda  Vargas

Griselda Vargas

Assumable homes for sale in San Diego, CA

20 homesVA & FHA loansrates from 2.81% vs 7.40% today

San Diego assumption guide
5980 Dandridge Lane #225, San Diego, CA, 92115 — assumable VA mortgage at 2.88%
VA
Active
33
$350,000$62,190 equity gap
Rate
2.88%
7.40%today
Payment
$1,338/mo
$2,231today
  • 1beds
  • 1baths
  • 724sqft

5980 Dandridge Lane #225, San Diego

3215 44th Street #11, San Diego, CA, 92105 — assumable VA mortgage at 2.98%
VA
Active
16
$380,000$98,397 equity gap
Rate
2.98%
7.40%today
Payment
$1,327/mo
$2,184today
  • 2beds
  • 1baths
  • 770sqft

3215 44th Street #11, San Diego

3655 44th St., San Diego, CA, 92105 — assumable FHA mortgage at 2.81%
FHA
Active
29
$845,000$240,441 equity gap
Rate
2.81%
7.40%today
Payment
$2,827/mo
$4,758today
  • —beds
  • —baths
  • —sqft

3655 44th St., San Diego

4545 Collwood Boulevard #19, San Diego, CA, 92115 — assumable FHA mortgage at 3.06%
FHA
Active
27
$394,000$207,173 equity gap
Rate
3.06%
7.40%today
Payment
$896/mo
$1,460today
  • 1beds
  • 1baths
  • 756sqft

4545 Collwood Boulevard #19, San Diego

4360 42nd Street #6, San Diego, CA, 92105 — assumable VA mortgage at 5.25%
VA
Active
21
$475,000$16,441 equity gap
Rate
5.25%
7.40%today
Payment
$2,581/mo
$3,236today
  • 1beds
  • 1baths
  • 588sqft

4360 42nd Street #6, San Diego

1711 Ridge View Dr., San Diego, CA, 92105 — assumable VA mortgage at 3.55%
VA
Active
29
$899,000$620,695 equity gap
Rate
3.55%
7.40%today
Payment
$1,381/mo
$2,116today
  • 3beds
  • 2baths
  • 1,984sqft

1711 Ridge View Dr., San Diego

1631 Bayview Heights Dr #12, San Diego, CA, 92105 — assumable VA mortgage at 4.16%
VA
Active
17
$325,000$104,112 equity gap
Rate
4.16%
7.40%today
Payment
$1,168/mo
$1,662today
  • 1beds
  • 1baths
  • 521sqft

1631 Bayview Heights Dr #12, San Diego

4220 Overlook Dr, San Diego, CA, 92115 — assumable FHA mortgage at 4.00%
FHA
Active
45
$895,000$895,000 equity gap
Rate
4.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,292sqft

4220 Overlook Dr, San Diego

5606 Mchugh Street, San Diego, CA, 92114 — assumable VA mortgage at 5.70%
VA
Active
32
$764,999$63,488 equity gap
Rate
5.70%
7.40%today
Payment
$4,275/mo
$5,100today
  • 3beds
  • 3baths
  • 1,351sqft

5606 Mchugh Street, San Diego

1643 Pentecost Way #4, San Diego, CA, 92105 — assumable VA mortgage at 6.06%
VA
Active
20
$399,000$6,209 equity gap
Rate
6.06%
7.40%today
Payment
$2,387/mo
$2,739today
  • 2beds
  • 1baths
  • 813sqft

1643 Pentecost Way #4, San Diego

3980 Faircross Place #13, San Diego, CA, 92115 — assumable VA mortgage at 6.81%
VA
Active
34
$499,343$13,876 equity gap
Rate
6.81%
7.40%today
Payment
$3,305/mo
$3,506today
  • 2beds
  • 2baths
  • 1,134sqft

3980 Faircross Place #13, San Diego

4027 C St, San Diego, CA, 92102 — assumable VA mortgage at 6.87%
VA
Active
36
$799,999$32,446 equity gap
Rate
6.87%
7.40%today
Payment
$5,116/mo
$5,395today
  • 4beds
  • 2baths
  • 1,177sqft

4027 C St, San Diego

4041 Oakcrest Drive #303, San Diego, CA, 92105 — assumable VA mortgage at 4.25%
VA
Active
40
$335,000$190,681 equity gap
Rate
4.25%
7.40%today
Payment
$812/mo
$1,142today
  • 2beds
  • 2baths
  • 900sqft

4041 Oakcrest Drive #303, San Diego

6220 Streamview, San Diego, CA, 92115 — assumable VA mortgage at 6.20%
VA
Active
28
$749,999$54,042 equity gap
Rate
6.20%
7.40%today
Payment
$4,360/mo
$4,928today
  • 3beds
  • 1baths
  • 1,220sqft

6220 Streamview, San Diego

5476 Maisel Way, San Diego, CA, 92115 — assumable VA mortgage at 6.47%
VA
Active
29
$1,349,999$103,307 equity gap
Rate
6.47%
7.40%today
Payment
$8,034/mo
$8,828today
  • 5beds
  • 3baths
  • 1,840sqft

5476 Maisel Way, San Diego

5920 Streamview Dr, San Diego, CA, 92105 — assumable FHA mortgage at 6.16%
FHA
Active
35
$1,650,000$461,008 equity gap
Rate
6.16%
7.40%today
Payment
$7,575/mo
$8,600today
  • —beds
  • —baths
  • —sqft

5920 Streamview Dr, San Diego

1261 34th St ##28, San Diego, CA, 92102 — assumable VA mortgage at 6.47%
VA
Active
37
$729,949$178,269 equity gap
Rate
6.47%
7.40%today
Payment
$3,555/mo
$3,906today
  • 2beds
  • 3baths
  • 1,214sqft

1261 34th St ##28, San Diego

4008 Manzanita Drive, San Diego, CA, 92105 — assumable VA mortgage at 6.56%
VA
Active
4
$775,000$192,147 equity gap
Rate
6.56%
7.40%today
Payment
$3,741/mo
$4,073today
  • 3beds
  • 2baths
  • 896sqft

4008 Manzanita Drive, San Diego

4540 60th Street #313, San Diego, CA, 92115 — assumable VA mortgage at 6.43%
VA
Active
19
$399,000Potential short sale
Rate
6.43%
7.40%today
Payment
$2,949/mo
$3,254today
  • 2beds
  • 1baths
  • 890sqft

4540 60th Street #313, San Diego

4576 Hawley #5, San Diego, CA, 92116 — assumable VA mortgage at 6.95%
VA
Active
19
$475,000$230,550 equity gap
Rate
6.95%
7.40%today
Payment
$1,655/mo
$1,731today
  • 1beds
  • 1baths
  • 564sqft

4576 Hawley #5, San Diego

Assuming a mortgage in San Diego

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$812 /mo
Median cash to assume
$104,112
Griselda  Vargas

Griselda Vargas

Realtor License: SA700563000

Realty One Group

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Equal Housing Opportunity

Realty One Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.