Griselda  Vargas

Griselda Vargas

Assumable homes for sale in San Diego, CA

31 homesVA & FHA loansrates from 2.65% vs 7.40% today

San Diego assumption guide
550 15th St. #207, San Diego, CA, 92101 — assumable VA mortgage at 3.12%
VATop pick
Active
19
$374,900$26,547 equity gap
Rate
3.12%
7.40%today
Payment
$1,652/mo
$2,672today
  • —beds
  • 1baths
  • 526sqft

550 15th St. #207, San Diego

2804 C St, San Diego, CA, 92102 — assumable VA mortgage at 3.21%
VA
Active
50
$1,473,000$135,635 equity gap
Rate
3.21%
7.40%today
Payment
$6,393/mo
$10,222today
  • 5beds
  • 3baths
  • 1,884sqft

2804 C St, San Diego

1150 J #603, San Diego, CA, 92101 — assumable VA mortgage at 2.88%
VA
Active
26
$379,990$101,338 equity gap
Rate
2.88%
7.40%today
Payment
$1,329/mo
$2,216today
  • —beds
  • 1baths
  • 571sqft

1150 J #603, San Diego

550 Park Blvd #2501, San Diego, CA, 92101 — assumable VA mortgage at 3.56%
VA
Active
34
$495,000$62,388 equity gap
Rate
3.56%
7.40%today
Payment
$2,149/mo
$3,289today
  • 1beds
  • 1baths
  • 810sqft

550 Park Blvd #2501, San Diego

425 Beech Street #314, San Diego, CA, 92101 — assumable FHA mortgage at 3.92%
FHA
Active
36
$534,900$27,213 equity gap
Rate
3.92%
7.40%today
Payment
$2,612/mo
$3,792today
  • 2beds
  • 2baths
  • 977sqft

425 Beech Street #314, San Diego

2825 3rd Avenue #205, San Diego, CA, 92103 — assumable VA mortgage at 2.72%
VA
Active
37
$579,000$189,881 equity gap
Rate
2.72%
7.40%today
Payment
$1,823/mo
$3,104today
  • 2beds
  • 2baths
  • 949sqft

2825 3rd Avenue #205, San Diego

1501 Front St #302, San Diego, CA, 92101 — assumable VA mortgage at 2.77%
VA
Active
40
$699,000$278,538 equity gap
Rate
2.77%
7.40%today
Payment
$1,967/mo
$3,327today
  • 2beds
  • 2baths
  • 1,058sqft

1501 Front St #302, San Diego

877 Island Ave #203, San Diego, CA, 92101 — assumable VA mortgage at 2.99%
VA
Active
33
$999,000$394,355 equity gap
Rate
2.99%
7.40%today
Payment
$2,931/mo
$4,819today
  • 1beds
  • 2baths
  • 1,603sqft

877 Island Ave #203, San Diego

763 G Ave, Coronado, CA, 92118 — assumable VA mortgage at 2.65%
VA
Active
37
$2,985,000$1,961,388 equity gap
Rate
2.65%
7.40%today
Payment
$4,737/mo
$8,139today
  • 3beds
  • 3baths
  • 2,368sqft

763 G Ave, Coronado

1400 Broadway #1101, San Diego, CA, 92101 — assumable VA mortgage at 2.80%
VA
Active
26
$599,000$387,122 equity gap
Rate
2.80%
7.40%today
Payment
$981/mo
$1,652today
  • 2beds
  • 2baths
  • 1,077sqft

1400 Broadway #1101, San Diego

1225 Island Ave #304, San Diego, CA, 92101 — assumable VA mortgage at 2.84%
VA
Active
26
$624,900$292,539 equity gap
Rate
2.84%
7.40%today
Payment
$1,578/mo
$2,645today
  • 2beds
  • 2baths
  • 1,172sqft

1225 Island Ave #304, San Diego

1080 Park Blvd #905, San Diego, CA, 92101 — assumable VA mortgage at 2.99%
VA
Active
24
$295,000$174,329 equity gap
Rate
2.99%
7.40%today
Payment
$570/mo
$938today
  • —beds
  • 1baths
  • 472sqft

1080 Park Blvd #905, San Diego

350 11th Ave #620, San Diego, CA, 92101 — assumable VA mortgage at 3.00%
VA
Active
33
$799,999$575,066 equity gap
Rate
3.00%
7.40%today
Payment
$1,067/mo
$1,752today
  • 2beds
  • 3baths
  • 1,460sqft

350 11th Ave #620, San Diego

1025 Island Avenue #510, San Diego, CA, 92101 — assumable VA mortgage at 3.00%
VA
Active
16
$479,000$479,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • —beds
  • 1baths
  • 768sqft

1025 Island Avenue #510, San Diego

1990 Harrison Ave, San Diego, CA, 92113 — assumable FHA mortgage at 3.51%
FHA
Active
25
$1,525,000$547,125 equity gap
Rate
3.51%
7.40%today
Payment
$4,821/mo
$7,425today
  • —beds
  • —baths
  • —sqft

1990 Harrison Ave, San Diego

1080 Park Blvd #413, San Diego, CA, 92101 — assumable VA mortgage at 3.23%
VA
Active
20
$429,000$190,362 equity gap
Rate
3.23%
7.40%today
Payment
$1,195/mo
$1,905today
  • 2beds
  • 1baths
  • 731sqft

1080 Park Blvd #413, San Diego

530 K St #410, San Diego, CA, 92101 — assumable VA mortgage at 3.24%
VA
Active
36
$559,000$408,844 equity gap
Rate
3.24%
7.40%today
Payment
$2,269/mo
$2,977today
  • 1beds
  • 1baths
  • 823sqft

530 K St #410, San Diego

3650 5Th Avenue #506, San Diego, CA, 92103 — assumable VA mortgage at 3.50%
VA
Active
24
$700,000$700,000 equity gap
Rate
3.50%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,055sqft

3650 5Th Avenue #506, San Diego

1240 India Street #516, San Diego, CA, 92101 — assumable FHA mortgage at 3.65%
FHA
Active
51
$1,149,900$579,343 equity gap
Rate
3.65%
7.40%today
Payment
$2,996/mo
$4,535today
  • 3beds
  • 3baths
  • 1,594sqft

1240 India Street #516, San Diego

450 J St #4131, San Diego, CA, 92101 — assumable VA mortgage at 3.75%
VA
Active
29
$580,000Potential short sale
Rate
3.75%
7.40%today
Payment
$3,566/mo
$5,331today
  • 2beds
  • 2baths
  • 993sqft

450 J St #4131, San Diego

1080 Park Blvd #902, San Diego, CA, 92101 — assumable VA mortgage at 5.30%
VA
Active
33
$579,000$43,548 equity gap
Rate
5.30%
7.40%today
Payment
$3,165/mo
$3,947today
  • 2beds
  • 2baths
  • 1,029sqft

1080 Park Blvd #902, San Diego

825 Beech Street #403, San Diego, CA, 92101 — assumable VA mortgage at 3.98%
VA
Active
49
$795,000$428,368 equity gap
Rate
3.98%
7.40%today
Payment
$2,343/mo
$3,407today
  • 2beds
  • 3baths
  • 1,236sqft

825 Beech Street #403, San Diego

3431 Park Blvd #202, San Diego, CA, 92103 — assumable VA mortgage at 4.01%
VA
Active
36
$699,900$446,234 equity gap
Rate
4.01%
7.40%today
Payment
$1,625/mo
$2,354today
  • 2beds
  • 2baths
  • 955sqft

3431 Park Blvd #202, San Diego

1240 India St #2005, San Diego, CA, 92101 — assumable FHA mortgage at 6.72%
FHA
Active
52
$557,900$16,497 equity gap
Rate
6.72%
7.40%today
Payment
$3,566/mo
$3,818today
  • 1beds
  • 1baths
  • 680sqft

1240 India St #2005, San Diego

875 G #204, San Diego, CA, 92101 — assumable VA mortgage at 6.94%
VA
Active
35
$489,000Potential short sale
Rate
6.94%
7.40%today
Payment
$3,376/mo
$3,534today
  • 1beds
  • 1baths
  • 737sqft

875 G #204, San Diego

1064 F, San Diego, CA, 92101 — assumable VA mortgage at 6.44%
VA
Active
33
$1,200,000$238,545 equity gap
Rate
6.44%
7.40%today
Payment
$6,164/mo
$6,795today
  • 2beds
  • 3baths
  • 1,491sqft

1064 F, San Diego

1601 India Street #211, San Diego, CA, 92101 — assumable FHA mortgage at 6.72%
FHA
Active
44
$740,000$145,879 equity gap
Rate
6.72%
7.40%today
Payment
$3,880/mo
$4,154today
  • 2beds
  • 2baths
  • 935sqft

1601 India Street #211, San Diego

1400 Broadway #1505, San Diego, CA, 92101 — assumable FHA mortgage at 6.50%
FHA
Active
30
$689,000$149,241 equity gap
Rate
6.50%
7.40%today
Payment
$3,168/mo
$3,522today
  • 3beds
  • 2baths
  • 1,215sqft

1400 Broadway #1505, San Diego

2950 Broadway #16, San Diego, CA, 92102 — assumable VA mortgage at 6.20%
VA
Active
34
$499,000$422,147 equity gap
Rate
6.20%
7.40%today
Payment
$744/mo
$841today
  • 2beds
  • 2baths
  • 921sqft

2950 Broadway #16, San Diego

1465 C St #3310, San Diego, CA, 92101 — assumable FHA mortgage at 6.62%
FHA
Active
61
$499,000Potential short sale
Rate
6.62%
7.40%today
Payment
$3,901/mo
$4,220today
  • 2beds
  • 2baths
  • 1,030sqft

1465 C St #3310, San Diego

221 B Ave, Coronado, CA, 92118 — assumable VA mortgage at 6.76%
VA
Active
35
$2,499,000$2,389,777 equity gap
Rate
6.76%
7.40%today
Payment
$717/mo
$765today
  • 3beds
  • 4baths
  • 2,287sqft

221 B Ave, Coronado

Assuming a mortgage in San Diego

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$570 /mo
Median cash to assume
$285,539
Griselda  Vargas

Griselda Vargas

Realtor License: SA700563000

Realty One Group

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Equal Housing Opportunity

Realty One Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.