FHA
Active
19$700,000$147,329 equity gap
- Rate
- 2.90%
7.40%today- Payment
- $2,592/mo
$4,312today
- 4beds
- 3baths
- 1,929sqft
Assumable homes for sale in Richmond, CA
21 homesFHA & VA loansrates from 2.70% vs 7.40% today
Richmond assumption guide
FHA
Active
34$570,000$145,819 equity gap
- Rate
- 3.47%
7.40%today- Payment
- $2,192/mo
$3,392today
- 3beds
- 3baths
- 1,401sqft
108 Arcangel Way, San Pablo
VA
Active
25$369,000$135,016 equity gap
- Rate
- 2.70%
7.40%today- Payment
- $1,089/mo
$1,859today
- 2beds
- 2baths
- 1,022sqft
205 Del Valle Cir, El Sobrante
FHA
Active
19$573,000$209,306 equity gap
- Rate
- 2.72%
7.40%today- Payment
- $1,704/mo
$2,902today
- 3beds
- 2baths
- 941sqft
2106 Alfreda Blvd, San Pablo
FHA
Active
46$515,000$106,942 equity gap
- Rate
- 3.62%
7.40%today- Payment
- $2,170/mo
$3,297today
- 2beds
- 3baths
- 1,523sqft
398 Wildwood, Hercules
FHA
Active
35$345,000$98,931 equity gap
- Rate
- 3.64%
7.40%today- Payment
- $1,305/mo
$1,978today
- 1beds
- 1baths
- 688sqft
119 Glenwood, Hercules
FHA
Active
52$960,000$351,725 equity gap
- Rate
- 3.60%
7.40%today- Payment
- $3,214/mo
$4,895today
- 4beds
- 3baths
- 2,781sqft
3 Wildwood Place, Richmond
FHA
Active
33$519,000$193,918 equity gap
- Rate
- 3.73%
7.40%today- Payment
- $1,736/mo
$2,602today
- 3beds
- 3baths
- 1,680sqft
40 Parkview Ter, San Pablo
VA
Active
27$299,999$155,994 equity gap
- Rate
- 3.64%
7.40%today- Payment
- $887/mo
$1,344today
- 1beds
- 1baths
- 816sqft
3778 Stoneglen #N, Richmond
FHA
Active
55$425,000$215,627 equity gap
- Rate
- 3.66%
7.40%today- Payment
- $1,246/mo
$1,883today
- 3beds
- 2baths
- 963sqft
540 3rd ST, Richmond
FHA
Active
39$699,000$297,968 equity gap
- Rate
- 3.91%
7.40%today- Payment
- $2,342/mo
$3,433today
- 3beds
- 2baths
- 1,422sqft
115 Bedford, Hercules
FHA
Active
45$748,500$439,770 equity gap
- Rate
- 3.97%
7.40%today- Payment
- $1,903/mo
$2,770today
- 4beds
- 2baths
- 1,331sqft
2444 Fitzpatrick St, San Pablo
VA
Active
16$499,000$95,771 equity gap
- Rate
- 4.01%
7.40%today- Payment
- $2,340/mo
$3,390today
- 4beds
- 3baths
- 1,223sqft
4321 Florida Ave, Richmond
FHA
Active
37$339,000Potential short sale
- Rate
- 6.50%
7.40%today- Payment
- $2,203/mo
$2,413today
- 1beds
- 1baths
- 688sqft
62 Glenwood, Hercules
FHA
Active
29$650,000$11,755 equity gap
- Rate
- 6.88%
7.40%today- Payment
- $4,304/mo
$4,534today
- 2beds
- 2baths
- 1,298sqft
407 Vista Heights Rd, El Cerrito
FHA
Active
38$340,000$14,700 equity gap
- Rate
- 7.44%
7.40%today- Payment
- $2,321/mo
$2,311today
- 1beds
- 1baths
- 688sqft
90 Glenwood, Hercules
FHA
Active
31$410,000$39,243 equity gap
- Rate
- 6.50%
7.40%today- Payment
- $2,350/mo
$2,574today
- 1beds
- 1baths
- 745sqft
555 Pierce St #522, Albany
FHA
Active
20$825,000$149,550 equity gap
- Rate
- 6.69%
7.40%today- Payment
- $4,515/mo
$4,850today
- 4beds
- 4baths
- 3,207sqft
136 Chinquapin Ct, Hercules
FHA
Active
2$415,000$349,442 equity gap
- Rate
- 5.05%
7.40%today- Payment
- $557/mo
$714today
- —beds
- —baths
- —sqft
Gertrude Ave, Richmond
FHA
Active
34$998,000$670,966 equity gap
- Rate
- 6.60%
7.40%today- Payment
- $2,190/mo
$2,374today
- 3beds
- 2baths
- 1,285sqft
7717 Eureka Ave, El Cerrito
FHA
Active
27$444,000$407,768 equity gap
- Rate
- 6.76%
7.40%today- Payment
- $248/mo
$263today
- 2beds
- 1baths
- 771sqft
670 30th Street, Richmond
Assuming a mortgage in Richmond
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 2.70%
- Lowest existing payment
- $557 /mo
- Median cash to assume
- $152,772