FHATop pick
Active
51$1,039,000Potential short sale
- Rate
- 2.99%
7.40%today- Payment
- $5,194/mo
$8,541today
- 3beds
- 3baths
- 1,818sqft
Assumable homes for sale in Rancho Santa Margarita, CA
13 homesFHA & VA loansrates from 2.72% vs 7.40% today
Rancho Santa Margarita assumption guide
FHA
Active
35$689,000$421,273 equity gap
- Rate
- 2.72%
7.40%today- Payment
- $1,255/mo
$2,136today
- 2beds
- 2baths
- 1,024sqft
2 Primula, Rancho Santa Margarita
FHA
Active
54$1,149,999$515,388 equity gap
- Rate
- 2.83%
7.40%today- Payment
- $3,009/mo
$5,051today
- 3beds
- 3baths
- 2,195sqft
48 Calle Del Norte, Rancho Santa Margarita
FHA
Active
23$675,000$275,221 equity gap
- Rate
- 2.86%
7.40%today- Payment
- $1,911/mo
$3,195today
- 2beds
- 2baths
- 1,117sqft
68 Via Contento, Rancho Santa Margarita
FHA
Active
36$999,900$999,900 equity gap
- Rate
- 3.00%
7.40%today- Payment
- $0/mo
- 3beds
- 3baths
- 1,687sqft
87 Fuente, Rancho Santa Margarita
VA
Active
25$515,000$286,340 equity gap
- Rate
- 3.45%
7.40%today- Payment
- $1,316/mo
$2,043today
- 2beds
- 2baths
- 882sqft
28 Pica Flor #44 #44, Rancho Santa Margarita
VA
Active
35$400,000$134,873 equity gap
- Rate
- 3.80%
7.40%today- Payment
- $1,442/mo
$2,143today
- 1beds
- 1baths
- 642sqft
23 Via Honrado, Rancho Santa Margarita
FHA
Active
75$1,480,000$1,171,485 equity gap
- Rate
- 4.02%
7.40%today- Payment
- $1,943/mo
$2,811today
- 3beds
- 2baths
- 2,390sqft
20482 Pine, Trabuco Canyon
FHA
Active
14$550,000$276,665 equity gap
- Rate
- 4.45%
7.40%today- Payment
- $1,640/mo
$2,254today
- 2beds
- 1baths
- 918sqft
9 Brisa Ribera, Rancho Santa Margarita
FHA
Active
37$659,000$58,591 equity gap
- Rate
- 7.06%
7.40%today- Payment
- $4,112/mo
$4,254today
- 2beds
- 2baths
- 1,117sqft
42 Via Contento, Rancho Santa Margarita
FHA
Active
12$1,299,000$395,631 equity gap
- Rate
- 5.09%
7.40%today- Payment
- $5,235/mo
$6,684today
- 4beds
- 3baths
- 2,261sqft
15 Mira Segura, Rancho Santa Margarita
VA
Active
21$799,000$405,865 equity gap
- Rate
- 5.70%
7.40%today- Payment
- $2,419/mo
$2,886today
- 3beds
- 2baths
- 1,143sqft
17 Aubrieta, Rancho Santa Margarita
FHA
Active
30$949,700$949,700 equity gap
- Rate
- 6.50%
7.40%today- Payment
- $0/mo
- 3beds
- 3baths
- 1,429sqft
45 Via Vicini, Rancho Santa Margarita
Assuming a mortgage in Rancho Santa Margarita
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 2.72%
- Lowest existing payment
- $1,255 /mo
- Median cash to assume
- $400,748