Griselda Vargas

Griselda Vargas

(602) 752-4466

Assumable homes for sale in Rancho Cucamonga, CA

113 homesFHA & VA loansrates from 2.35% vs 7.40% today

Rancho Cucamonga assumption guide
7155 Citrus Ave #374, Fontana, CA, 92336 — assumable FHA mortgage at 2.77%
FHA
Active
52
$509,999$83,080 equity gap
Rate
2.77%
7.40%today
Payment
$1,969/mo
$3,331today
  • 3beds
  • 3baths
  • 1,547sqft

7155 Citrus Ave #374, Fontana

16064 Symphony Lane, Fontana, CA, 92336 — assumable VA mortgage at 2.90%
VA
Active
38
$689,900$102,387 equity gap
Rate
2.90%
7.40%today
Payment
$2,719/mo
$4,523today
  • 4beds
  • 3baths
  • 2,043sqft

16064 Symphony Lane, Fontana

912 Turner Avenue #58, Ontario, CA, 91764 — assumable VA mortgage at 2.98%
VA
Active
8
$539,000$89,475 equity gap
Rate
2.98%
7.40%today
Payment
$2,104/mo
$3,463today
  • 3beds
  • 3baths
  • 1,554sqft

912 Turner Avenue #58, Ontario

9045 Bellegrave, Jurupa Valley, CA, 92509 — assumable VA mortgage at 3.10%
VA
Active
6
$629,999$141,785 equity gap
Rate
3.10%
7.40%today
Payment
$2,315/mo
$3,754today
  • 3beds
  • 2baths
  • 1,300sqft

9045 Bellegrave, Jurupa Valley

1028 Turner #147, Ontario, CA, 91764 — assumable FHA mortgage at 3.10%
FHA
Active
$524,888$114,284 equity gap
Rate
3.10%
7.40%today
Payment
$1,947/mo
$3,157today
  • 3beds
  • 3baths
  • 1,554sqft

1028 Turner #147, Ontario

1074 Mountain, Ontario, CA, 91762 — assumable FHA mortgage at 2.81%
FHA
Active
30
$435,000$144,033 equity gap
Rate
2.81%
7.40%today
Payment
$1,374/mo
$2,311today
  • 2beds
  • 2baths
  • 1,240sqft

1074 Mountain, Ontario

8279 Heather, Fontana, CA, 92335 — assumable FHA mortgage at 2.87%
FHA
Active
11
$649,000$219,242 equity gap
Rate
2.87%
7.40%today
Payment
$2,000/mo
$3,340today
  • 4beds
  • 1baths
  • 970sqft

8279 Heather, Fontana

18037 Milkweed Lane, San Bernardino, CA, 92407 — assumable VA mortgage at 2.89%
VA
Active
30
$550,000$171,507 equity gap
Rate
2.89%
7.40%today
Payment
$1,811/mo
$3,016today
  • 3beds
  • 2baths
  • 1,894sqft

18037 Milkweed Lane, San Bernardino

5651 Villa Maria, Fontana, CA, 92336 — assumable FHA mortgage at 2.97%
FHA
Active
27
$645,000$214,478 equity gap
Rate
2.97%
7.40%today
Payment
$2,039/mo
$3,362today
  • 4beds
  • 3baths
  • 1,796sqft

5651 Villa Maria, Fontana

1103 Francis Street #F, Ontario, CA, 91762 — assumable FHA mortgage at 2.99%
FHA
Active
41
$485,000$160,867 equity gap
Rate
2.99%
7.40%today
Payment
$1,571/mo
$2,583today
  • 3beds
  • 3baths
  • 1,280sqft

1103 Francis Street #F, Ontario

664 8th Avenue, Upland, CA, 91786 — assumable VA mortgage at 3.02%
VA
Active
50
$875,000$338,192 equity gap
Rate
3.02%
7.40%today
Payment
$2,551/mo
$4,179today
  • 4beds
  • 3baths
  • 1,614sqft

664 8th Avenue, Upland

9400 Shade Pl, Rancho Cucamonga, CA, 91730 — assumable FHA mortgage at 3.13%
FHA
Active
44
$599,900$208,370 equity gap
Rate
3.13%
7.40%today
Payment
$1,931/mo
$3,118today
  • 4beds
  • 3baths
  • 2,000sqft

9400 Shade Pl, Rancho Cucamonga

8416 Reseda Avenue, Fontana, CA, 92335 — assumable FHA mortgage at 2.35%
FHA
Active
20
$570,000$380,060 equity gap
Rate
2.35%
7.40%today
Payment
$1,020/mo
$1,693today
  • 4beds
  • 2baths
  • 1,466sqft

8416 Reseda Avenue, Fontana

13596 Van Horn Circle, Chino, CA, 91710 — assumable VA mortgage at 2.71%
VA
Active
40
$675,000$473,437 equity gap
Rate
2.71%
7.40%today
Payment
$941/mo
$1,605today
  • 3beds
  • 2baths
  • 1,430sqft

13596 Van Horn Circle, Chino

2619 Windhaven Drive, Rialto, CA, 92377 — assumable FHA mortgage at 2.71%
FHA
Active
33
$580,000$333,014 equity gap
Rate
2.71%
7.40%today
Payment
$1,314/mo
$2,125today
  • 4beds
  • 2baths
  • 1,251sqft

2619 Windhaven Drive, Rialto

435 9th #E1, Upland, CA, 91786 — assumable VA mortgage at 2.73%
VA
Active
20
$390,000$246,604 equity gap
Rate
2.73%
7.40%today
Payment
$668/mo
$1,136today
  • 2beds
  • 2baths
  • 951sqft

435 9th #E1, Upland

2490 Alder Street, Pomona, CA, 91767 — assumable VA mortgage at 2.73%
VA
Active
36
$730,000$508,671 equity gap
Rate
2.73%
7.40%today
Payment
$1,031/mo
$1,753today
  • 3beds
  • 1baths
  • 1,028sqft

2490 Alder Street, Pomona

7030 Almeria, Fontana, CA, 92336 — assumable VA mortgage at 2.81%
VA
Active
22
$788,000$388,999 equity gap
Rate
2.81%
7.40%today
Payment
$1,892/mo
$3,185today
  • 4beds
  • 3baths
  • 2,389sqft

7030 Almeria, Fontana

2466 Sultana Avenue, Ontario, CA, 91761 — assumable VA mortgage at 2.87%
VA
Active
16
$734,990$354,675 equity gap
Rate
2.87%
7.40%today
Payment
$1,816/mo
$3,032today
  • 3beds
  • 2baths
  • 1,448sqft

2466 Sultana Avenue, Ontario

909 I Street, Ontario, CA, 91764 — assumable VA mortgage at 2.93%
VA
Active
33
$599,000$315,436 equity gap
Rate
2.93%
7.40%today
Payment
$1,366/mo
$2,263today
  • 2beds
  • 1baths
  • 924sqft

909 I Street, Ontario

5405 Yale Street, Montclair, CA, 91763 — assumable FHA mortgage at 2.96%
FHA
Active
2
$699,000$268,558 equity gap
Rate
2.96%
7.40%today
Payment
$2,037/mo
$3,362today
  • 3beds
  • 2baths
  • 1,567sqft

5405 Yale Street, Montclair

8545 Baldy Vista, Rancho Cucamonga, CA, 91730 — assumable FHA mortgage at 3.33%
FHA
Active
43
$499,800$177,145 equity gap
Rate
3.33%
7.40%today
Payment
$1,636/mo
$2,577today
  • 3beds
  • 3baths
  • 1,231sqft

8545 Baldy Vista, Rancho Cucamonga

878 Buffington Street, Upland, CA, 91784 — assumable VA mortgage at 3.09%
VA
Active
40
$1,099,000$527,324 equity gap
Rate
3.09%
7.40%today
Payment
$2,714/mo
$4,406today
  • 4beds
  • 3baths
  • 2,871sqft

878 Buffington Street, Upland

12931 Roswell Avenue, Chino, CA, 91710 — assumable FHA mortgage at 3.09%
FHA
Active
25
$1,025,000$607,294 equity gap
Rate
3.09%
7.40%today
Payment
$1,992/mo
$3,233today
  • —beds
  • —baths
  • 2,248sqft

12931 Roswell Avenue, Chino

7212 Turnstone Court, Fontana, CA, 92336 — assumable FHA mortgage at 3.14%
FHA
Active
39
$705,000$284,174 equity gap
Rate
3.14%
7.40%today
Payment
$2,009/mo
$3,241today
  • 3beds
  • 3baths
  • 2,041sqft

7212 Turnstone Court, Fontana

9661 Tamarind Avenue, Fontana, CA, 92335 — assumable FHA mortgage at 4.72%
FHA
Active
27
$539,900$42,010 equity gap
Rate
4.72%
7.40%today
Payment
$2,787/mo
$3,712today
  • 3beds
  • 2baths
  • 1,233sqft

9661 Tamarind Avenue, Fontana

14410 Chaparral Drive, Fontana, CA, 92337 — assumable FHA mortgage at 3.23%
FHA
Active
39
$615,000$333,922 equity gap
Rate
3.23%
7.40%today
Payment
$1,497/mo
$2,335today
  • 3beds
  • 3baths
  • 1,602sqft

14410 Chaparral Drive, Fontana

1521 Densmore Street, Pomona, CA, 91767 — assumable FHA mortgage at 3.33%
FHA
Active
18
$690,000$292,595 equity gap
Rate
3.33%
7.40%today
Payment
$2,020/mo
$3,181today
  • 3beds
  • 2baths
  • 1,255sqft

1521 Densmore Street, Pomona

16189 Orchard Street, Fontana, CA, 92336 — assumable VA mortgage at 3.36%
VA
Active
56
$775,000$425,739 equity gap
Rate
3.36%
7.40%today
Payment
$1,776/mo
$2,787today
  • 4beds
  • 3baths
  • 2,574sqft

16189 Orchard Street, Fontana

5091 Woodley Ridge, Rancho Cucamonga, CA, 91739 — assumable FHA mortgage at 3.39%
FHA
Active
55
$1,590,000$1,258,872 equity gap
Rate
3.39%
7.40%today
Payment
$2,202/mo
$3,443today
  • 4beds
  • 3baths
  • 3,225sqft

5091 Woodley Ridge, Rancho Cucamonga

677 Highland Court, Upland, CA, 91786 — assumable FHA mortgage at 3.40%
FHA
Active
39
$739,900$534,785 equity gap
Rate
3.40%
7.40%today
Payment
$1,350/mo
$2,108today
  • 3beds
  • 2baths
  • 1,442sqft

677 Highland Court, Upland

2539 Garfield, Ontario, CA, 91761 — assumable VA mortgage at 3.41%
VA
Active
39
$725,000$447,245 equity gap
Rate
3.41%
7.40%today
Payment
$1,593/mo
$2,485today
  • 3beds
  • 3baths
  • 1,803sqft

2539 Garfield, Ontario

122 De Anza Circle, Ontario, CA, 91761 — assumable FHA mortgage at 3.42%
FHA
Active
7
$589,900$359,853 equity gap
Rate
3.42%
7.40%today
Payment
$1,310/mo
$2,040today
  • 3beds
  • 1baths
  • 990sqft

122 De Anza Circle, Ontario

1026 Turner #224, Ontario, CA, 91764 — assumable FHA mortgage at 3.62%
FHA
Active
9
$530,000$335,729 equity gap
Rate
3.62%
7.40%today
Payment
$1,149/mo
$1,745today
  • 3beds
  • 3baths
  • 1,681sqft

1026 Turner #224, Ontario

2443 Haven Ridge, Pomona, CA, 91767 — assumable FHA mortgage at 3.66%
FHA
Active
47
$669,000$374,644 equity gap
Rate
3.66%
7.40%today
Payment
$1,731/mo
$2,617today
  • 3beds
  • 3baths
  • 1,300sqft

2443 Haven Ridge, Pomona

1769 Eastview, Upland, CA, 91784 — assumable FHA mortgage at 3.66%
FHA
Active
38
$769,990$500,102 equity gap
Rate
3.66%
7.40%today
Payment
$1,654/mo
$2,501today
  • 4beds
  • 2baths
  • 1,595sqft

1769 Eastview, Upland

Assuming a mortgage in Rancho Cucamonga

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.35%
Lowest existing payment
$594 /mo
Median cash to assume
$177,192
Griselda Vargas

Griselda Vargas

Realtor License: SA700563000

Realty One Group

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Equal Housing Opportunity

Realty One Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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