Griselda Vargas

Griselda Vargas

(602) 752-4466

Assumable homes for sale in Poway, CA

54 homesVA & FHA loansrates from 2.25% vs 7.40% today

Poway assumption guide
18764 Caminito Cantilena #156, San Diego, CA, 92128 — assumable FHA mortgage at 3.00%
FHA
Active
33
$409,999$70,308 equity gap
Rate
3.00%
7.40%today
Payment
$1,614/mo
$2,651today
  • 1beds
  • 1baths
  • 716sqft

18764 Caminito Cantilena #156, San Diego

9895 Scripps Westview Way #149, San Diego, CA, 92131 — assumable VA mortgage at 2.25%
VA
Active
24
$539,000$134,541 equity gap
Rate
2.25%
7.40%today
Payment
$1,742/mo
$3,156today
  • 2beds
  • 1baths
  • 942sqft

9895 Scripps Westview Way #149, San Diego

10331 Santana Ranch Drive, Santee, CA, 92071 — assumable FHA mortgage at 3.56%
FHA
Active
31
$499,000$57,281 equity gap
Rate
3.56%
7.40%today
Payment
$2,194/mo
$3,358today
  • 2beds
  • 2baths
  • 1,084sqft

10331 Santana Ranch Drive, Santee

2438 Duraznitos Road, Ramona, CA, 92065 — assumable VA mortgage at 3.33%
VA
Active
28
$800,000$232,333 equity gap
Rate
3.33%
7.40%today
Payment
$2,878/mo
$4,533today
  • 3beds
  • 2baths
  • 2,031sqft

2438 Duraznitos Road, Ramona

9525 Questa Pointe, San Diego, CA, 92126 — assumable VA mortgage at 2.72%
VA
Active
46
$838,800$315,781 equity gap
Rate
2.72%
7.40%today
Payment
$2,445/mo
$4,163today
  • 3beds
  • 3baths
  • 1,433sqft

9525 Questa Pointe, San Diego

13945 Midland Road, Poway, CA, 92064 — assumable FHA mortgage at 3.05%
FHA
Active
24
$589,900$188,327 equity gap
Rate
3.05%
7.40%today
Payment
$1,928/mo
$3,146today
  • 2beds
  • 2baths
  • 984sqft

13945 Midland Road, Poway

12089 Caminito Campana, San Diego, CA, 92128 — assumable FHA mortgage at 2.67%
FHA
Active
31
$779,000$426,895 equity gap
Rate
2.67%
7.40%today
Payment
$1,633/mo
$2,799today
  • 3beds
  • 2baths
  • 1,454sqft

12089 Caminito Campana, San Diego

17472 Kaymeg Way, Ramona, CA, 92065 — assumable VA mortgage at 2.87%
VA
Active
75
$1,849,900$1,262,797 equity gap
Rate
2.87%
7.40%today
Payment
$2,738/mo
$4,573today
  • 5beds
  • 5baths
  • 4,351sqft

17472 Kaymeg Way, Ramona

14161 Peachtree Lane, Poway, CA, 92064 — assumable VA mortgage at 2.87%
VA
Active
55
$919,990$398,382 equity gap
Rate
2.87%
7.40%today
Payment
$2,433/mo
$4,063today
  • 3beds
  • 3baths
  • 1,564sqft

14161 Peachtree Lane, Poway

9849 Caminito Marlock #26, San Diego, CA, 92131 — assumable VA mortgage at 2.99%
VA
Active
36
$379,000$156,585 equity gap
Rate
2.99%
7.40%today
Payment
$1,044/mo
$1,717today
  • 1beds
  • 1baths
  • 656sqft

9849 Caminito Marlock #26, San Diego

12749 Via Las Lenas, San Diego, CA, 92129 — assumable VA mortgage at 2.99%
VA
Active
16
$2,239,999$1,539,728 equity gap
Rate
2.99%
7.40%today
Payment
$3,402/mo
$5,594today
  • 5beds
  • 3baths
  • 2,909sqft

12749 Via Las Lenas, San Diego

17905 Caminito Pinero #263, San Diego, CA, 92128 — assumable VA mortgage at 3.00%
VA
Active
14
$399,999$399,999 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 817sqft

17905 Caminito Pinero #263, San Diego

10345 Carefree Dr, Santee, CA, 92071 — assumable VA mortgage at 3.00%
VA
Active
25
$415,000$415,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 896sqft

10345 Carefree Dr, Santee

9909 Scripps Westview Way #212, San Diego, CA, 92131 — assumable VA mortgage at 3.00%
VA
Active
20
$529,999$529,999 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 942sqft

9909 Scripps Westview Way #212, San Diego

17824 Villamoura Dr, Poway, CA, 92064 — assumable VA mortgage at 3.00%
VA
Active
43
$799,900$799,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,626sqft

17824 Villamoura Dr, Poway

16793 Vista Summit Dr, Ramona, CA, 92065 — assumable VA mortgage at 3.03%
VA
Active
75
$1,850,000$1,027,887 equity gap
Rate
3.03%
7.40%today
Payment
$4,021/mo
$6,578today
  • 5beds
  • 3baths
  • 3,909sqft

16793 Vista Summit Dr, Ramona

13107 Lindo Lane, Lakeside, CA, 92040 — assumable VA mortgage at 3.04%
VA
Active
23
$750,000$563,553 equity gap
Rate
3.04%
7.40%today
Payment
$892/mo
$1,457today
  • 3beds
  • 2baths
  • 1,416sqft

13107 Lindo Lane, Lakeside

13652 Fontanelle, San Diego, CA, 92128 — assumable VA mortgage at 3.13%
VA
Active
34
$1,325,000$710,729 equity gap
Rate
3.13%
7.40%today
Payment
$3,022/mo
$4,881today
  • 3beds
  • 3baths
  • 1,865sqft

13652 Fontanelle, San Diego

10355 PASEO PALMAS DR., Lakeside, CA, 92040 — assumable VA mortgage at 3.15%
VA
Active
17
$749,999$360,466 equity gap
Rate
3.15%
7.40%today
Payment
$1,934/mo
$3,116today
  • 3beds
  • 2baths
  • 1,242sqft

10355 PASEO PALMAS DR., Lakeside

10618 QUEEN JESSICA LN, Santee, CA, 92071 — assumable VA mortgage at 3.23%
VA
Active
24
$599,000$304,717 equity gap
Rate
3.23%
7.40%today
Payment
$1,477/mo
$2,355today
  • 4beds
  • 2baths
  • 1,286sqft

10618 QUEEN JESSICA LN, Santee

17093 W Bernardo Dr. #106, San Diego, CA, 92127 — assumable FHA mortgage at 3.26%
FHA
Active
30
$470,000$201,623 equity gap
Rate
3.26%
7.40%today
Payment
$1,348/mo
$2,141today
  • 2beds
  • 2baths
  • 855sqft

17093 W Bernardo Dr. #106, San Diego

11865 Caminito Ronaldo #200, San Diego, CA, 92128 — assumable VA mortgage at 3.31%
VA
Active
23
$425,000$178,571 equity gap
Rate
3.31%
7.40%today
Payment
$1,250/mo
$1,973today
  • 1beds
  • 1baths
  • 817sqft

11865 Caminito Ronaldo #200, San Diego

13025 Avenida Marbella, San Diego, CA, 92128 — assumable VA mortgage at 3.34%
VA
Active
26
$949,000$414,786 equity gap
Rate
3.34%
7.40%today
Payment
$2,699/mo
$4,246today
  • 2beds
  • 2baths
  • 1,738sqft

13025 Avenida Marbella, San Diego

10480 Greenford Drive, San Diego, CA, 92126 — assumable FHA mortgage at 3.49%
FHA
Active
21
$1,490,000$1,067,348 equity gap
Rate
3.49%
7.40%today
Payment
$2,209/mo
$3,410today
  • 4beds
  • 4baths
  • 2,008sqft

10480 Greenford Drive, San Diego

12067 Alta Carmel #58, San Diego, CA, 92128 — assumable VA mortgage at 3.84%
VA
Active
39
$418,580$168,219 equity gap
Rate
3.84%
7.40%today
Payment
$1,367/mo
$2,022today
  • 1beds
  • 1baths
  • 704sqft

12067 Alta Carmel #58, San Diego

12737 Via Nasca, San Diego, CA, 92128 — assumable VA mortgage at 3.60%
VA
Active
33
$797,000$481,492 equity gap
Rate
3.60%
7.40%today
Payment
$1,851/mo
$2,819today
  • 2beds
  • 2baths
  • 1,388sqft

12737 Via Nasca, San Diego

12845 Stone Canyon Rd, Poway, CA, 92064 — assumable VA mortgage at 3.62%
VA
Active
65
$1,395,000$995,380 equity gap
Rate
3.62%
7.40%today
Payment
$2,537/mo
$3,854today
  • 4beds
  • 3baths
  • 2,160sqft

12845 Stone Canyon Rd, Poway

14025 Chestnut Hill Lane, San Diego, CA, 92128 — assumable VA mortgage at 3.75%
VA
Active
38
$2,030,000$1,491,858 equity gap
Rate
3.75%
7.40%today
Payment
$3,334/mo
$4,984today
  • 4beds
  • 3baths
  • 2,320sqft

14025 Chestnut Hill Lane, San Diego

18006 Calle Estepona, San Diego, CA, 92128 — assumable VA mortgage at 3.89%
VA
Active
44
$1,050,000$963,888 equity gap
Rate
3.89%
7.40%today
Payment
$612/mo
$900today
  • 2beds
  • 2baths
  • 1,738sqft

18006 Calle Estepona, San Diego

12677 Acadia Way, Lakeside, CA, 92040 — assumable VA mortgage at 4.75%
VA
Active
34
$832,751$213,669 equity gap
Rate
4.75%
7.40%today
Payment
$3,465/mo
$4,599today
  • 3beds
  • 2baths
  • 1,734sqft

12677 Acadia Way, Lakeside

12730 Laurel Street #301, Lakeside, CA, 92040 — assumable VA mortgage at 6.22%
VA
Active
30
$459,999$16,707 equity gap
Rate
6.22%
7.40%today
Payment
$2,739/mo
$3,090today
  • 2beds
  • 1baths
  • 921sqft

12730 Laurel Street #301, Lakeside

12777 Wildcat Canyon Road, Lakeside, CA, 92040 — assumable VA mortgage at 6.50%
VA
Active
69
$699,999Potential short sale
Rate
6.50%
7.40%today
Payment
$4,587/mo
$5,025today
  • 3beds
  • 2baths
  • 2,025sqft

12777 Wildcat Canyon Road, Lakeside

12885 Camino De La Breccia, San Diego, CA, 92128 — assumable FHA mortgage at 6.50%
FHA
Active
14
$600,000Potential short sale
Rate
6.50%
7.40%today
Payment
$3,972/mo
$4,351today
  • 2beds
  • 2baths
  • 1,040sqft

12885 Camino De La Breccia, San Diego

17945 Caminito Pinero #178, San Diego, CA, 92128 — assumable VA mortgage at 6.50%
VA
Active
37
$599,950$26,618 equity gap
Rate
6.50%
7.40%today
Payment
$3,634/mo
$3,980today
  • 2beds
  • 2baths
  • 1,080sqft

17945 Caminito Pinero #178, San Diego

12010 Lakeside Court, Lakeside, CA, 92040 — assumable VA mortgage at 6.76%
VA
Active
24
$650,000Potential short sale
Rate
6.76%
7.40%today
Payment
$4,344/mo
$4,633today
  • 2beds
  • 1baths
  • 754sqft

12010 Lakeside Court, Lakeside

13303 Rancho Penasquitos Blvd. #A204, San Diego, CA, 92129 — assumable FHA mortgage at 7.04%
FHA
Active
47
$425,000$6,476 equity gap
Rate
7.04%
7.40%today
Payment
$2,837/mo
$2,940today
  • 1beds
  • 1baths
  • 602sqft

13303 Rancho Penasquitos Blvd. #A204, San Diego

Assuming a mortgage in Poway

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$377 /mo
Median cash to assume
$347,546
Griselda Vargas

Griselda Vargas

Realtor License: SA700563000

Realty One Group

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Equal Housing Opportunity

Realty One Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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