Griselda Vargas

Griselda Vargas

(602) 752-4466

Assumable homes for sale in Oakley, CA

54 homesFHA & VA loansrates from 2.60% vs 7.40% today

Oakley assumption guide
2502 Princeton Ln, Antioch, CA, 94509 — assumable FHA mortgage at 2.90%
FHATop pick
Active
29
$350,000$12,250 equity gap
Rate
2.90%
7.40%today
Payment
$1,573/mo
$2,617today
  • 3beds
  • 2baths
  • 1,152sqft

2502 Princeton Ln, Antioch

3551 Keystone Loop, Discovery Bay, CA, 94505 — assumable FHA mortgage at 2.94%
FHATop pick
Active
40
$740,000$47,456 equity gap
Rate
2.94%
7.40%today
Payment
$3,270/mo
$5,412today
  • 4beds
  • 3baths
  • 3,030sqft

3551 Keystone Loop, Discovery Bay

7 Lawrence Ave, Antioch, CA, 94509 — assumable FHA mortgage at 3.10%
FHATop pick
Active
26
$399,000$23,283 equity gap
Rate
3.10%
7.40%today
Payment
$1,778/mo
$2,883today
  • 3beds
  • 2baths
  • 1,095sqft

7 Lawrence Ave, Antioch

4713 Country Hills Drive, Antioch, CA, 94531 — assumable FHA mortgage at 2.90%
FHA
Active
64
$649,000$128,565 equity gap
Rate
2.90%
7.40%today
Payment
$2,452/mo
$4,079today
  • 3beds
  • 2baths
  • 1,531sqft

4713 Country Hills Drive, Antioch

42 13Th St, Antioch, CA, 94509 — assumable VA mortgage at 3.05%
VA
Active
39
$429,000$72,631 equity gap
Rate
3.05%
7.40%today
Payment
$1,715/mo
$2,798today
  • 3beds
  • 1baths
  • 843sqft

42 13Th St, Antioch

5342 Frisanco Way, Antioch, CA, 94531 — assumable FHA mortgage at 3.75%
FHA
Active
49
$649,000Potential short sale
Rate
3.75%
7.40%today
Payment
$3,396/mo
$5,077today
  • 4beds
  • 2baths
  • 2,031sqft

5342 Frisanco Way, Antioch

281 Agata Way, Oakley, CA, 94561 — assumable VA mortgage at 3.92%
VA
Active
31
$599,999Potential short sale
Rate
3.92%
7.40%today
Payment
$3,118/mo
$4,567today
  • 3beds
  • 3baths
  • 1,835sqft

281 Agata Way, Oakley

2142 Harborage Way, Oakley, CA, 94561 — assumable VA mortgage at 2.73%
VA
Active
47
$720,000$182,316 equity gap
Rate
2.73%
7.40%today
Payment
$2,504/mo
$4,258today
  • 4beds
  • 3baths
  • 2,023sqft

2142 Harborage Way, Oakley

109 Peppermill Ln, Pittsburg, CA, 94565 — assumable FHA mortgage at 2.73%
FHA
Active
47
$429,900$86,966 equity gap
Rate
2.73%
7.40%today
Payment
$1,597/mo
$2,716today
  • 2beds
  • 3baths
  • 1,092sqft

109 Peppermill Ln, Pittsburg

34 Nightingale Ct, Oakley, CA, 94561 — assumable FHA mortgage at 2.88%
FHA
Active
19
$585,000$170,723 equity gap
Rate
2.88%
7.40%today
Payment
$1,989/mo
$3,318today
  • 4beds
  • 3baths
  • 1,763sqft

34 Nightingale Ct, Oakley

4785 Mills Dr, Brentwood, CA, 94513 — assumable VA mortgage at 4.00%
VA
Active
65
$748,999$34,031 equity gap
Rate
4.00%
7.40%today
Payment
$3,724/mo
$5,401today
  • 4beds
  • 3baths
  • 1,893sqft

4785 Mills Dr, Brentwood

3026 HICKORYNUT ST, Antioch, CA, 94509 — assumable FHA mortgage at 3.75%
FHA
Active
36
$949,000$94,653 equity gap
Rate
3.75%
7.40%today
Payment
$4,315/mo
$6,452today
  • 5beds
  • 4baths
  • 3,414sqft

3026 HICKORYNUT ST, Antioch

2810 Center Lane, Antioch, CA, 94509 — assumable FHA mortgage at 4.17%
FHA
Active
43
$535,000$36,999 equity gap
Rate
4.17%
7.40%today
Payment
$2,631/mo
$3,739today
  • 3beds
  • 1baths
  • 1,039sqft

2810 Center Lane, Antioch

1529 Thistle Court, Oakley, CA, 94561-2642 — assumable VA mortgage at 2.80%
VA
Active
48
$799,999$258,426 equity gap
Rate
2.80%
7.40%today
Payment
$2,506/mo
$4,224today
  • 5beds
  • 3baths
  • 2,531sqft

1529 Thistle Court, Oakley

6535 Green Castle Cir, Discovery Bay, CA, 94505 — assumable FHA mortgage at 2.90%
FHA
Active
40
$950,000$347,768 equity gap
Rate
2.90%
7.40%today
Payment
$2,838/mo
$4,720today
  • 5beds
  • 4baths
  • 4,011sqft

6535 Green Castle Cir, Discovery Bay

231 Washington Dr, Brentwood, CA, 94513 — assumable FHA mortgage at 2.98%
FHA
Active
24
$540,000$186,763 equity gap
Rate
2.98%
7.40%today
Payment
$1,671/mo
$2,752today
  • 3beds
  • 3baths
  • 1,400sqft

231 Washington Dr, Brentwood

844 Boone Drive, Brentwood, CA, 94513 — assumable FHA mortgage at 3.11%
FHA
Active
28
$738,000$240,577 equity gap
Rate
3.11%
7.40%today
Payment
$2,367/mo
$3,832today
  • 3beds
  • 3baths
  • 2,133sqft

844 Boone Drive, Brentwood

20 Dunes Way, Antioch, CA, 94509-6060 — assumable FHA mortgage at 4.75%
FHA
Active
42
$615,000$19,978 equity gap
Rate
4.75%
7.40%today
Payment
$3,157/mo
$4,190today
  • 3beds
  • 2baths
  • 1,219sqft

20 Dunes Way, Antioch

1606 Dawnview Dr, Brentwood, CA, 94513 — assumable VA mortgage at 2.60%
VA
Active
27
$899,000$545,994 equity gap
Rate
2.60%
7.40%today
Payment
$1,629/mo
$2,817today
  • 3beds
  • 3baths
  • 2,942sqft

1606 Dawnview Dr, Brentwood

1415 Charisma Way, Brentwood, CA, 94513 — assumable VA mortgage at 2.71%
VA
Active
44
$829,950$537,194 equity gap
Rate
2.71%
7.40%today
Payment
$1,367/mo
$2,331today
  • 4beds
  • 2baths
  • 2,420sqft

1415 Charisma Way, Brentwood

1436 Bismarck Ln, Brentwood, CA, 94513 — assumable FHA mortgage at 2.77%
FHA
Active
39
$550,000Potential short sale
Rate
2.77%
7.40%today
Payment
$3,899/mo
$6,595today
  • 2beds
  • 2baths
  • 1,566sqft

1436 Bismarck Ln, Brentwood

223 TWILIGHT CT, Brentwood, CA, 94513 — assumable VA mortgage at 2.90%
VA
Active
31
$576,000$279,985 equity gap
Rate
2.90%
7.40%today
Payment
$1,398/mo
$2,325today
  • 3beds
  • 2baths
  • 1,096sqft

223 TWILIGHT CT, Brentwood

473 Desert Gold Ter, Brentwood, CA, 94513 — assumable FHA mortgage at 2.90%
FHA
Active
28
$435,000Potential short sale
Rate
2.90%
7.40%today
Payment
$2,966/mo
$4,933today
  • 2beds
  • 2baths
  • 984sqft

473 Desert Gold Ter, Brentwood

4400 Glen Canyon Cir, Pittsburg, CA, 94565 — assumable FHA mortgage at 2.90%
FHA
Active
75
$799,000$323,341 equity gap
Rate
2.90%
7.40%today
Payment
$2,278/mo
$3,789today
  • 6beds
  • 4baths
  • 4,347sqft

4400 Glen Canyon Cir, Pittsburg

5341 Catanzaro Way, Antioch, CA, 94531 — assumable FHA mortgage at 3.00%
FHA
Active
39
$530,000$501,164 equity gap
Rate
3.00%
7.40%today
Payment
$151/mo
$239today
  • 3beds
  • 3baths
  • 1,150sqft

5341 Catanzaro Way, Antioch

83 Palm Dr, Brentwood, CA, 94513 — assumable FHA mortgage at 3.12%
FHA
Active
9
$775,000$659,645 equity gap
Rate
3.12%
7.40%today
Payment
$548/mo
$887today
  • 5beds
  • 4baths
  • 2,558sqft

83 Palm Dr, Brentwood

6 Bridlewood Ct, Pittsburg, CA, 94565 — assumable VA mortgage at 3.28%
VA
Active
72
$825,000$538,746 equity gap
Rate
3.28%
7.40%today
Payment
$1,444/mo
$2,288today
  • 4beds
  • 3baths
  • 3,201sqft

6 Bridlewood Ct, Pittsburg

4916 Eastview Way, Antioch, CA, 94531 — assumable FHA mortgage at 3.72%
FHA
Active
53
$565,000$198,785 equity gap
Rate
3.72%
7.40%today
Payment
$1,950/mo
$2,926today
  • 3beds
  • 2baths
  • 1,476sqft

4916 Eastview Way, Antioch

755 Valley Green Dr, Brentwood, CA, 94513 — assumable FHA mortgage at 3.47%
FHA
Active
27
$559,000$223,872 equity gap
Rate
3.47%
7.40%today
Payment
$1,740/mo
$2,692today
  • 3beds
  • 2baths
  • 1,391sqft

755 Valley Green Dr, Brentwood

4591 Donegal Way, Antioch, CA, 94531 — assumable FHA mortgage at 3.47%
FHA
Active
36
$699,000$601,136 equity gap
Rate
3.47%
7.40%today
Payment
$558/mo
$864today
  • 4beds
  • 3baths
  • 2,661sqft

4591 Donegal Way, Antioch

5532 Promontory Way, Antioch, CA, 94531 — assumable VA mortgage at 4.82%
VA
Active
47
$798,900$150,675 equity gap
Rate
4.82%
7.40%today
Payment
$3,637/mo
$4,788today
  • 4beds
  • 4baths
  • 2,666sqft

5532 Promontory Way, Antioch

2791 St Andrews Drive, Brentwood, CA, 94513 — assumable VA mortgage at 3.64%
VA
Active
19
$1,250,000$626,589 equity gap
Rate
3.64%
7.40%today
Payment
$3,315/mo
$5,023today
  • 5beds
  • 3baths
  • 3,811sqft

2791 St Andrews Drive, Brentwood

805 Armstrong Ct, Brentwood, CA, 94513 — assumable FHA mortgage at 3.70%
FHA
Active
$1,200,000$668,953 equity gap
Rate
3.70%
7.40%today
Payment
$2,847/mo
$4,283today
  • 3beds
  • 3baths
  • 2,971sqft

805 Armstrong Ct, Brentwood

2404 Greentree Ct, Antioch, CA, 94509 — assumable FHA mortgage at 4.09%
FHA
Active
37
$647,000$251,822 equity gap
Rate
4.09%
7.40%today
Payment
$2,322/mo
$3,331today
  • 4beds
  • 3baths
  • 2,394sqft

2404 Greentree Ct, Antioch

161 Monet Dr, Oakley, CA, 94561 — assumable FHA mortgage at 4.10%
FHA
Active
39
$695,000$234,414 equity gap
Rate
4.10%
7.40%today
Payment
$2,591/mo
$3,713today
  • 4beds
  • 3baths
  • 3,098sqft

161 Monet Dr, Oakley

1515 Willow Lake Rd, Discovery Bay, CA, 94505 — assumable FHA mortgage at 5.30%
FHA
Active
32
$949,000$176,621 equity gap
Rate
5.30%
7.40%today
Payment
$4,580/mo
$5,710today
  • 3beds
  • 3baths
  • 2,024sqft

1515 Willow Lake Rd, Discovery Bay

Assuming a mortgage in Oakley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.60%
Lowest existing payment
$548 /mo
Median cash to assume
$173,672
Griselda Vargas

Griselda Vargas

Realtor License: SA700563000

Realty One Group

grisvrealtor@gmail.com+16027524466Realty One Group logo
Equal Housing Opportunity

Realty One Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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