Griselda  Vargas

Griselda Vargas

Assumable homes for sale in Oakland, CA

8 homesFHA loansrates from 2.84% vs 7.40% today

Oakland assumption guide
9850 Elmar Avenue, Oakland, CA, 94603 — assumable FHA mortgage at 2.84%
FHA
Active
3
$332,000Potential short sale
Rate
2.84%
7.40%today
Payment
$2,230/mo
$3,739today
  • 2beds
  • 1baths
  • 707sqft

9850 Elmar Avenue, Oakland

9826 Bancroft Ave, Oakland, CA, 94603-2814 — assumable FHA mortgage at 3.67%
FHA
Active
2
$699,950$337,389 equity gap
Rate
3.67%
7.40%today
Payment
$2,224/mo
$3,358today
  • —beds
  • —baths
  • —sqft

9826 Bancroft Ave, Oakland

8622 Thermal Street, Oakland, CA, 94605 — assumable FHA mortgage at 6.42%
FHA
Active
25
$599,000$16,071 equity gap
Rate
6.42%
7.40%today
Payment
$3,814/mo
$4,213today
  • 3beds
  • 2baths
  • 1,204sqft

8622 Thermal Street, Oakland

10419 San Leandro St, Oakland, CA, 94603 — assumable FHA mortgage at 7.12%
FHA
Active
3
$460,000Potential short sale
Rate
7.12%
7.40%today
Payment
$3,186/mo
$3,276today
  • —beds
  • —baths
  • —sqft

10419 San Leandro St, Oakland

1112 82Nd Ave, Oakland, CA, 94621 — assumable FHA mortgage at 4.28%
FHA
Active
17
$399,000$367,786 equity gap
Rate
4.28%
7.40%today
Payment
$395/mo
$554today
  • 2beds
  • 1baths
  • 849sqft

1112 82Nd Ave, Oakland

7000 Lockwood St, Oakland, CA, 94621 — assumable FHA mortgage at 5.23%
FHA
Active
9
$455,000Potential short sale
Rate
5.23%
7.40%today
Payment
$3,408/mo
$4,283today
  • 2beds
  • 1baths
  • 891sqft

7000 Lockwood St, Oakland

8910 Burr St, Oakland, CA, 94605 — assumable FHA mortgage at 6.99%
FHA
Active
65
$750,000Potential short sale
Rate
6.99%
7.40%today
Payment
$6,357/mo
$6,622today
  • 3beds
  • 3baths
  • 2,400sqft

8910 Burr St, Oakland

1044 86Th Ave, Oakland, CA, 94621 — assumable FHA mortgage at 7.07%
FHA
Active
32
$449,000Potential short sale
Rate
7.07%
7.40%today
Payment
$3,585/mo
$3,705today
  • 2beds
  • 1baths
  • 1,004sqft

1044 86Th Ave, Oakland

Assuming a mortgage in Oakland

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.84%
Lowest existing payment
$395 /mo
Median cash to assume
$337,389
Griselda  Vargas

Griselda Vargas

Realtor License: SA700563000

Realty One Group

grisvrealtor@gmail.com+16027524466Realty One Group logo
Equal Housing Opportunity

Realty One Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.