VA
Active
8$634,500Potential short sale
- Rate
- 2.80%
7.40%today- Payment
- $3,616/mo
$6,093today
- 2beds
- 3baths
- 1,552sqft
Assumable homes for sale in Oakland, CA
4 homesVA & FHA loansrates from 2.80% vs 7.40% today
Oakland assumption guide
FHA
Active
27$815,000Potential short sale
- Rate
- 5.10%
7.40%today- Payment
- $4,772/mo
$6,085today
- 6beds
- 3baths
- 2,584sqft
3131 Magnolia ST, Oakland
VA
Active
52$839,000$95,741 equity gap
- Rate
- 6.89%
7.40%today- Payment
- $4,993/mo
$5,254today
- 2beds
- 2baths
- 1,102sqft
453 Sentinel Dr, Alameda
FHA
Active
60$999,000Potential short sale
- Rate
- 6.05%
7.40%today- Payment
- $6,806/mo
$7,818today
- —beds
- —baths
- —sqft
832 7th Ave, Oakland
Assuming a mortgage in Oakland
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 2.80%
- Lowest existing payment
- $3,616 /mo
- Median cash to assume
- $95,741