Griselda Vargas

Griselda Vargas

(602) 752-4466

Assumable homes for sale in Lancaster, CA

26 homesFHA & VA loansrates from 2.94% vs 7.40% today

Lancaster assumption guide
45664 Balmoral Court, Lancaster, CA, 93534 — assumable FHA mortgage at 3.56%
FHA
Active
29
$499,000$73,377 equity gap
Rate
3.56%
7.40%today
Payment
$2,110/mo
$3,229today
  • 3beds
  • 3baths
  • 1,774sqft

45664 Balmoral Court, Lancaster

916 Avenue J8, Lancaster, CA, 93534 — assumable FHA mortgage at 2.94%
FHA
Active
23
$400,000$144,986 equity gap
Rate
2.94%
7.40%today
Payment
$1,232/mo
$2,040today
  • 3beds
  • 2baths
  • 1,307sqft

916 Avenue J8, Lancaster

44309 Hardwood Avenue, Lancaster, CA, 93534 — assumable FHA mortgage at 2.96%
FHA
Active
33
$449,000$179,712 equity gap
Rate
2.96%
7.40%today
Payment
$1,277/mo
$2,108today
  • 4beds
  • 2baths
  • 1,332sqft

44309 Hardwood Avenue, Lancaster

1021 Avenue J13, Lancaster, CA, 93534 — assumable FHA mortgage at 3.08%
FHA
Active
24
$435,000$131,744 equity gap
Rate
3.08%
7.40%today
Payment
$1,464/mo
$2,379today
  • 4beds
  • 2baths
  • 1,994sqft

1021 Avenue J13, Lancaster

1469 Boyden, Lancaster, CA, 93534 — assumable VA mortgage at 3.10%
VA
Active
14
$399,999$147,874 equity gap
Rate
3.10%
7.40%today
Payment
$1,196/mo
$1,939today
  • 3beds
  • 2baths
  • 1,594sqft

1469 Boyden, Lancaster

1325 Avenue H6, Lancaster, CA, 93534 — assumable VA mortgage at 2.96%
VA
Active
28
$499,900$211,817 equity gap
Rate
2.96%
7.40%today
Payment
$1,363/mo
$2,250today
  • 4beds
  • 2baths
  • 1,890sqft

1325 Avenue H6, Lancaster

768 W Newgrove Street, Lancaster, CA, 93534 — assumable VA mortgage at 2.99%
VA
Active
38
$394,000$248,032 equity gap
Rate
2.99%
7.40%today
Payment
$685/mo
$1,127today
  • 2beds
  • 2baths
  • 1,232sqft

768 W Newgrove Street, Lancaster

2561 Avenue K, Lancaster, CA, 93536 — assumable VA mortgage at 3.23%
VA
Active
75
$619,900$324,332 equity gap
Rate
3.23%
7.40%today
Payment
$1,473/mo
$2,349today
  • 4beds
  • 3baths
  • 1,997sqft

2561 Avenue K, Lancaster

44608 Loneoak Avenue, Lancaster, CA, 93534 — assumable VA mortgage at 3.55%
VA
Active
65
$590,000$252,809 equity gap
Rate
3.55%
7.40%today
Payment
$1,781/mo
$2,729today
  • 4beds
  • 3baths
  • 3,014sqft

44608 Loneoak Avenue, Lancaster

45115 18th Street, Lancaster, CA, 93534 — assumable VA mortgage at 3.64%
VA
Active
24
$399,900$209,136 equity gap
Rate
3.64%
7.40%today
Payment
$1,120/mo
$1,697today
  • 4beds
  • 2baths
  • 1,574sqft

45115 18th Street, Lancaster

44326 23rd, Lancaster, CA, 93536 — assumable FHA mortgage at 3.66%
FHA
Active
23
$375,000$262,340 equity gap
Rate
3.66%
7.40%today
Payment
$697/mo
$1,054today
  • 3beds
  • 2baths
  • 1,037sqft

44326 23rd, Lancaster

45351 Kingtree, Lancaster, CA, 93534 — assumable FHA mortgage at 3.78%
FHA
Active
49
$379,500$187,321 equity gap
Rate
3.78%
7.40%today
Payment
$1,162/mo
$1,731today
  • 4beds
  • 2baths
  • 1,206sqft

45351 Kingtree, Lancaster

44148 Gingham Avenue, Lancaster, CA, 93535 — assumable FHA mortgage at 5.10%
FHA
Active
27
$425,000$80,396 equity gap
Rate
5.10%
7.40%today
Payment
$1,999/mo
$2,549today
  • 4beds
  • 2baths
  • 1,298sqft

44148 Gingham Avenue, Lancaster

44022 Stanridge Avenue, Lancaster, CA, 93535 — assumable FHA mortgage at 3.97%
FHA
Active
32
$389,900$229,972 equity gap
Rate
3.97%
7.40%today
Payment
$934/mo
$1,360today
  • 4beds
  • 2baths
  • 1,165sqft

44022 Stanridge Avenue, Lancaster

422 Avenue J5 #32, Lancaster, CA, 93534 — assumable VA mortgage at 6.82%
VA
Active
28
$284,990$10,986 equity gap
Rate
6.82%
7.40%today
Payment
$1,843/mo
$1,953today
  • 2beds
  • 2baths
  • 1,232sqft

422 Avenue J5 #32, Lancaster

43781 Secure Pl, Lancaster, CA, 93536 — assumable FHA mortgage at 4.42%
FHA
Active
62
$539,500$370,881 equity gap
Rate
4.42%
7.40%today
Payment
$1,158/mo
$1,598today
  • 5beds
  • 3baths
  • 1,946sqft

43781 Secure Pl, Lancaster

45228 Lorimer Avenue, Lancaster, CA, 93534 — assumable FHA mortgage at 5.23%
FHA
Active
42
$425,000$95,987 equity gap
Rate
5.23%
7.40%today
Payment
$1,934/mo
$2,431today
  • 4beds
  • 2baths
  • 1,498sqft

45228 Lorimer Avenue, Lancaster

44129 Carolside, Lancaster, CA, 93535 — assumable FHA mortgage at 6.42%
FHA
Active
7
$350,000$21,250 equity gap
Rate
6.42%
7.40%today
Payment
$2,154/mo
$2,379today
  • 3beds
  • 1baths
  • 1,036sqft

44129 Carolside, Lancaster

1406 Kettering, Lancaster, CA, 93534 — assumable FHA mortgage at 5.81%
FHA
Active
$434,999$78,001 equity gap
Rate
5.81%
7.40%today
Payment
$2,220/mo
$2,617today
  • 4beds
  • 2baths
  • 1,392sqft

1406 Kettering, Lancaster

1222 Avenue H7, Lancaster, CA, 93534 — assumable FHA mortgage at 6.43%
FHA
Active
69
$599,900$100,378 equity gap
Rate
6.43%
7.40%today
Payment
$3,256/mo
$3,593today
  • 6beds
  • 3baths
  • 2,792sqft

1222 Avenue H7, Lancaster

44027 Heaton Avenue, Lancaster, CA, 93534 — assumable FHA mortgage at 6.85%
FHA
Active
4
$439,900$55,270 equity gap
Rate
6.85%
7.40%today
Payment
$2,574/mo
$2,719today
  • 3beds
  • 1baths
  • 1,085sqft

44027 Heaton Avenue, Lancaster

44028 Halcom Avenue, Lancaster, CA, 93536 — assumable FHA mortgage at 5.52%
FHA
Active
32
$530,000$151,568 equity gap
Rate
5.52%
7.40%today
Payment
$2,287/mo
$2,783today
  • 4beds
  • 3baths
  • 2,332sqft

44028 Halcom Avenue, Lancaster

45826 Caledonia Court, Lancaster, CA, 93534 — assumable FHA mortgage at 6.69%
FHA
Active
42
$449,900$161,352 equity gap
Rate
6.69%
7.40%today
Payment
$1,862/mo
$2,000today
  • 3beds
  • 2baths
  • 1,590sqft

45826 Caledonia Court, Lancaster

1121 Valiant, Lancaster, CA, 93534 — assumable FHA mortgage at 5.90%
FHA
Active
14
$329,900$259,713 equity gap
Rate
5.90%
7.40%today
Payment
$675/mo
$788today
  • 3beds
  • 2baths
  • 1,420sqft

1121 Valiant, Lancaster

44010 Carolside, Lancaster, CA, 93535 — assumable FHA mortgage at 6.67%
FHA
Active
6
$399,000Potential short sale
Rate
6.67%
7.40%today
Payment
$3,632/mo
$3,909today
  • 4beds
  • 2baths
  • 1,165sqft

44010 Carolside, Lancaster

552 Avenue H8, Lancaster, CA, 93534 — assumable FHA mortgage at 8.00%
FHA
Active
13
$630,000$1,480,242 equity gap
Rate
8.00%
7.40%today
Payment
$47,400/mo
$47,249today
  • —beds
  • —baths
  • 2,208sqft

552 Avenue H8, Lancaster

Assuming a mortgage in Lancaster

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.94%
Lowest existing payment
$675 /mo
Median cash to assume
$161,352
Griselda Vargas

Griselda Vargas

Realtor License: SA700563000

Realty One Group

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Equal Housing Opportunity

Realty One Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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