Griselda Vargas

Griselda Vargas

(602) 752-4466

Assumable homes for sale in Laguna Hills, CA

60 homesFHA & VA loansrates from 2.72% vs 7.40% today

Laguna Hills assumption guide
42 Via Brida, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 2.99%
FHATop pick
Active
51
$1,039,000Potential short sale
Rate
2.99%
7.40%today
Payment
$5,194/mo
$8,541today
  • 3beds
  • 3baths
  • 1,818sqft

42 Via Brida, Rancho Santa Margarita

23 Hoya Street, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 3.01%
FHA
Active
60
$939,500$279,671 equity gap
Rate
3.01%
7.40%today
Payment
$3,112/mo
$5,104today
  • 3beds
  • 3baths
  • 1,505sqft

23 Hoya Street, Rancho Mission Viejo

2120 Watermarke, Irvine, CA, 92612 — assumable VA mortgage at 3.04%
VA
Active
39
$550,000$165,571 equity gap
Rate
3.04%
7.40%today
Payment
$1,843/mo
$3,012today
  • 1beds
  • 1baths
  • 648sqft

2120 Watermarke, Irvine

31911 Via Flores #27, San Juan Capistrano, CA, 92675 — assumable VA mortgage at 3.45%
VA
Active
65
$1,199,900$281,467 equity gap
Rate
3.45%
7.40%today
Payment
$4,508/mo
$6,994today
  • 3beds
  • 2baths
  • 1,646sqft

31911 Via Flores #27, San Juan Capistrano

26701 Quail Creek #261, Laguna Hills, CA, 92656 — assumable FHA mortgage at 2.77%
FHA
Active
37
$530,000$193,210 equity gap
Rate
2.77%
7.40%today
Payment
$1,579/mo
$2,671today
  • 1beds
  • 2baths
  • 1,042sqft

26701 Quail Creek #261, Laguna Hills

21946 Lakeland, Lake Forest, CA, 92630 — assumable FHA mortgage at 2.91%
FHA
Active
45
$710,000$266,160 equity gap
Rate
2.91%
7.40%today
Payment
$2,128/mo
$3,535today
  • 3beds
  • 2baths
  • 1,392sqft

21946 Lakeland, Lake Forest

125 Poppyseed, Irvine, CA, 92618 — assumable VA mortgage at 3.55%
VA
Active
20
$1,860,000$529,756 equity gap
Rate
3.55%
7.40%today
Payment
$6,574/mo
$10,074today
  • 4beds
  • 4baths
  • 2,475sqft

125 Poppyseed, Irvine

27322 Via Rioja, Mission Viejo, CA, 92691 — assumable VA mortgage at 3.11%
VA
Active
37
$1,699,000$598,091 equity gap
Rate
3.11%
7.40%today
Payment
$5,215/mo
$8,446today
  • 4beds
  • 3baths
  • 2,230sqft

27322 Via Rioja, Mission Viejo

624 Pelion, Lake Forest, CA, 92630 — assumable VA mortgage at 3.76%
VA
Active
47
$1,798,000$532,619 equity gap
Rate
3.76%
7.40%today
Payment
$6,411/mo
$9,573today
  • 5beds
  • 4baths
  • 2,754sqft

624 Pelion, Lake Forest

2 Primula, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 2.72%
FHA
Active
35
$689,000$421,273 equity gap
Rate
2.72%
7.40%today
Payment
$1,255/mo
$2,136today
  • 2beds
  • 2baths
  • 1,024sqft

2 Primula, Rancho Santa Margarita

20702 El Toro Road #393, Lake Forest, CA, 92630 — assumable FHA mortgage at 2.73%
FHA
Active
22
$395,000$211,401 equity gap
Rate
2.73%
7.40%today
Payment
$855/mo
$1,454today
  • 1beds
  • 1baths
  • 686sqft

20702 El Toro Road #393, Lake Forest

11 Barbados Drive, Aliso Viejo, CA, 92656 — assumable VA mortgage at 2.77%
VA
Active
55
$1,240,000$605,005 equity gap
Rate
2.77%
7.40%today
Payment
$2,929/mo
$4,955today
  • 3beds
  • 3baths
  • 1,561sqft

11 Barbados Drive, Aliso Viejo

27711 Golondrina, Mission Viejo, CA, 92692 — assumable FHA mortgage at 2.79%
FHA
Active
47
$1,249,995$693,626 equity gap
Rate
2.79%
7.40%today
Payment
$2,572/mo
$4,340today
  • 3beds
  • 2baths
  • 1,470sqft

27711 Golondrina, Mission Viejo

21121 Calle De Paseo, Lake Forest, CA, 92630 — assumable FHA mortgage at 2.81%
FHA
Active
41
$799,900$325,108 equity gap
Rate
2.81%
7.40%today
Payment
$2,252/mo
$3,790today
  • 2beds
  • 3baths
  • 1,358sqft

21121 Calle De Paseo, Lake Forest

27531 Glenwood, Mission Viejo, CA, 92692 — assumable VA mortgage at 2.81%
VA
Active
67
$1,729,000$1,356,824 equity gap
Rate
2.81%
7.40%today
Payment
$1,749/mo
$2,943today
  • 4beds
  • 4baths
  • 3,076sqft

27531 Glenwood, Mission Viejo

48 Calle Del Norte, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 2.83%
FHA
Active
54
$1,149,999$515,388 equity gap
Rate
2.83%
7.40%today
Payment
$3,009/mo
$5,051today
  • 3beds
  • 3baths
  • 2,195sqft

48 Calle Del Norte, Rancho Santa Margarita

68 Via Contento, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 2.86%
FHA
Active
23
$675,000$275,221 equity gap
Rate
2.86%
7.40%today
Payment
$1,911/mo
$3,195today
  • 2beds
  • 2baths
  • 1,117sqft

68 Via Contento, Rancho Santa Margarita

28149 Manchuca, Mission Viejo, CA, 92692 — assumable VA mortgage at 2.98%
VA
Active
75
$979,999$519,495 equity gap
Rate
2.98%
7.40%today
Payment
$2,179/mo
$3,588today
  • 2beds
  • 2baths
  • 1,527sqft

28149 Manchuca, Mission Viejo

26392 Cortina Drive, Mission Viejo, CA, 92691 — assumable VA mortgage at 2.99%
VA
Active
55
$1,298,000$634,554 equity gap
Rate
2.99%
7.40%today
Payment
$3,223/mo
$5,300today
  • 4beds
  • 2baths
  • 1,924sqft

26392 Cortina Drive, Mission Viejo

87 Fuente, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 3.00%
FHA
Active
36
$999,900$999,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,687sqft

87 Fuente, Rancho Santa Margarita

25933 Via Pera #A3, Mission Viejo, CA, 92691 — assumable FHA mortgage at 3.15%
FHA
Active
27
$599,999$255,769 equity gap
Rate
3.15%
7.40%today
Payment
$1,709/mo
$2,753today
  • 2beds
  • 2baths
  • 1,024sqft

25933 Via Pera #A3, Mission Viejo

28 Pica Flor #44 #44, Rancho Santa Margarita, CA, 92688 — assumable VA mortgage at 3.45%
VA
Active
25
$515,000$286,340 equity gap
Rate
3.45%
7.40%today
Payment
$1,316/mo
$2,043today
  • 2beds
  • 2baths
  • 882sqft

28 Pica Flor #44 #44, Rancho Santa Margarita

23 Via Honrado, Rancho Santa Margarita, CA, 92688 — assumable VA mortgage at 3.80%
VA
Active
35
$400,000$134,873 equity gap
Rate
3.80%
7.40%today
Payment
$1,442/mo
$2,143today
  • 1beds
  • 1baths
  • 642sqft

23 Via Honrado, Rancho Santa Margarita

12 Willowbrook Ln, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 3.64%
FHA
Active
15
$1,040,000$468,375 equity gap
Rate
3.64%
7.40%today
Payment
$3,033/mo
$4,596today
  • 3beds
  • 3baths
  • 1,470sqft

12 Willowbrook Ln, Rancho Santa Margarita

25012 Woodridge, Lake Forest, CA, 92630 — assumable FHA mortgage at 3.85%
FHA
Active
75
$1,299,000$736,682 equity gap
Rate
3.85%
7.40%today
Payment
$2,994/mo
$4,422today
  • 4beds
  • 3baths
  • 2,777sqft

25012 Woodridge, Lake Forest

20482 Pine, Trabuco Canyon, CA, 92679 — assumable FHA mortgage at 4.02%
FHA
Active
75
$1,480,000$1,170,578 equity gap
Rate
4.02%
7.40%today
Payment
$1,943/mo
$2,811today
  • 3beds
  • 2baths
  • 2,390sqft

20482 Pine, Trabuco Canyon

41 Baculo, Rancho Mission Viejo, CA, 92694 — assumable FHA mortgage at 4.15%
FHA
Active
24
$1,149,000$625,652 equity gap
Rate
4.15%
7.40%today
Payment
$3,146/mo
$4,482today
  • 3beds
  • 3baths
  • 1,827sqft

41 Baculo, Rancho Mission Viejo

19801 Meadow Ridge Dr #57, Trabuco Canyon, CA, 92679 — assumable VA mortgage at 6.47%
VA
Active
29
$424,999Potential short sale
Rate
6.47%
7.40%today
Payment
$2,821/mo
$3,100today
  • 1beds
  • 1baths
  • 594sqft

19801 Meadow Ridge Dr #57, Trabuco Canyon

23232 Orange Unit 7 #7, Lake Forest, CA, 92630 — assumable VA mortgage at 7.08%
VA
Active
30
$440,000Potential short sale
Rate
7.08%
7.40%today
Payment
$3,101/mo
$3,202today
  • 2beds
  • 2baths
  • 947sqft

23232 Orange Unit 7 #7, Lake Forest

27081 Sombras, Mission Viejo, CA, 92692 — assumable FHA mortgage at 4.41%
FHA
Active
26
$1,299,999$717,359 equity gap
Rate
4.41%
7.40%today
Payment
$3,392/mo
$4,684today
  • 4beds
  • 2baths
  • 1,472sqft

27081 Sombras, Mission Viejo

9 Brisa Ribera, Rancho Santa Margarita, CA, 92688 — assumable FHA mortgage at 4.45%
FHA
Active
14
$550,000$276,665 equity gap
Rate
4.45%
7.40%today
Payment
$1,640/mo
$2,254today
  • 2beds
  • 1baths
  • 918sqft

9 Brisa Ribera, Rancho Santa Margarita

26821 Estanciero Drive, Mission Viejo, CA, 92691 — assumable VA mortgage at 5.30%
VA
Active
26
$1,400,000$322,939 equity gap
Rate
5.30%
7.40%today
Payment
$6,386/mo
$7,962today
  • 4beds
  • 3baths
  • 1,875sqft

26821 Estanciero Drive, Mission Viejo

23298 Orange #4, Lake Forest, CA, 92630 — assumable FHA mortgage at 6.09%
FHA
Active
7
$375,000$23,168 equity gap
Rate
6.09%
7.40%today
Payment
$2,229/mo
$2,549today
  • 1beds
  • 1baths
  • 685sqft

23298 Orange #4, Lake Forest

22625 Wood Shadow, Lake Forest, CA, 92630 — assumable VA mortgage at 6.32%
VA
Active
43
$1,379,000$104,713 equity gap
Rate
6.32%
7.40%today
Payment
$8,237/mo
$9,194today
  • 5beds
  • 3baths
  • 2,963sqft

22625 Wood Shadow, Lake Forest

510 Bluegrass Way, Rancho Mission Viejo, CA, 92694 — assumable VA mortgage at 6.67%
VA
Active
29
$874,999$62,671 equity gap
Rate
6.67%
7.40%today
Payment
$5,283/mo
$5,686today
  • 3beds
  • 3baths
  • 1,634sqft

510 Bluegrass Way, Rancho Mission Viejo

22681 Oakgrove #426, Aliso Viejo, CA, 92656 — assumable FHA mortgage at 6.82%
FHA
Active
36
$665,000$47,957 equity gap
Rate
6.82%
7.40%today
Payment
$4,137/mo
$4,385today
  • 2beds
  • 2baths
  • 1,007sqft

22681 Oakgrove #426, Aliso Viejo

Assuming a mortgage in Laguna Hills

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$331 /mo
Median cash to assume
$325,108
Griselda Vargas

Griselda Vargas

Realtor License: SA700563000

Realty One Group

grisvrealtor@gmail.com+16027524466Realty One Group logo
Equal Housing Opportunity

Realty One Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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