Assumable homes for sale in Cressey, CA

10 homesFHA & VA loansrates from 2.71% vs 7.40% today

Cressey assumption guide

2266 Nebela, Atwater, CA, 95301 — assumable FHA mortgage at 2.71%

FHA

Active

$475,000$159,632 equity gap

Rate: 2.71%; ~~7.40%~~today
Payment: $1,473/mo; ~~$2,511~~today

4beds
2baths
2,110sqft

2266 Nebela, Atwater

3347 Stacey Court, Atwater, CA, 95301 — assumable FHA mortgage at 2.94%

FHA

Active

$350,000$108,865 equity gap

Rate: 2.94%; ~~7.40%~~today
Payment: $1,163/mo; ~~$1,924~~today

4beds
2baths
1,559sqft

3347 Stacey Court, Atwater

1625 Osborn Terrace, Atwater, CA, 95301 — assumable VA mortgage at 3.10%

Active

$379,000$271,397 equity gap

Rate: 3.10%; ~~7.40%~~today
Payment: $510/mo; ~~$827~~today

3beds
2baths
1,346sqft

1625 Osborn Terrace, Atwater

208 Leslie Drive, Atwater, CA, 95301 — assumable VA mortgage at 3.28%

Active

$425,000$345,797 equity gap

Rate: 3.28%; ~~7.40%~~today
Payment: $489/mo; ~~$724~~today

3beds
2baths
1,504sqft

208 Leslie Drive, Atwater

3207 Manzanita, Atwater, CA, 95301 — assumable FHA mortgage at 4.72%

FHA

Active

$479,000$82,329 equity gap

Rate: 4.72%; ~~7.40%~~today
Payment: $2,220/mo; ~~$2,957~~today

4beds
2baths
1,876sqft

3207 Manzanita, Atwater

1814 White Pines Court, Atwater, CA, 95301 — assumable FHA mortgage at 5.04%

FHA

Active

$495,000$401,783 equity gap

Rate: 5.04%; ~~7.40%~~today
Payment: $805/mo; ~~$1,033~~today

3beds
2baths
1,705sqft

1814 White Pines Court, Atwater

924 Dosangh Court, Livingston, CA, 95334 — assumable FHA mortgage at 5.12%

FHA

Active

$500,000$371,171 equity gap

Rate: 5.12%; ~~7.40%~~today
Payment: $1,089/mo; ~~$1,386~~today

4beds
3baths
2,247sqft

924 Dosangh Court, Livingston

1291 Spruce, Atwater, CA, 95301 — assumable FHA mortgage at 5.13%

FHA

Active

$375,000$163,202 equity gap

Rate: 5.13%; ~~7.40%~~today
Payment: $1,220/mo; ~~$1,550~~today

3beds
2baths
1,226sqft

1291 Spruce, Atwater

1824 Augusta, Atwater, CA, 95301 — assumable VA mortgage at 6.02%

Active

$435,000$131,374 equity gap

Rate: 6.02%; ~~7.40%~~today
Payment: $1,923/mo; ~~$2,216~~today

3beds
2baths
1,487sqft

1824 Augusta, Atwater

1428 Vine Circle, Atwater, CA, 95301 — assumable FHA mortgage at 6.75%

FHA

Active

$330,000$320,554 equity gap

Rate: 6.75%; ~~7.40%~~today
Payment: $65/mo; ~~$69~~today

3beds
2baths
1,216sqft

1428 Vine Circle, Atwater

Assuming a mortgage in Cressey

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate: 2.71%
Lowest existing payment: $489 /mo
Median cash to assume: $217,299