VA
Active
59$475,000$65,319 equity gap
- Rate
- 3.09%
7.40%today- Payment
- $1,941/mo
$3,151today
- 3beds
- 2baths
- 2,136sqft
Assumable homes for sale in Bakersfield, CA
5 homesFHA & VA loansrates from 3.09% vs 7.40% today
Bakersfield assumption guide
FHA
Active
14$315,000$136,082 equity gap
- Rate
- 3.26%
7.40%today- Payment
- $899/mo
$1,428today
- 4beds
- 1baths
- 1,274sqft
316 Western, Bakersfield
FHA
Active
29$349,900$34,204 equity gap
- Rate
- 6.82%
7.40%today- Payment
- $2,117/mo
$2,243today
- 3beds
- 2baths
- 1,714sqft
3999 Marella Way, Bakersfield
FHA
Active
48$479,900$106,689 equity gap
- Rate
- 5.41%
7.40%today- Payment
- $2,231/mo
$2,748today
- 5beds
- 3baths
- 2,469sqft
6805 Seapines Drive, Bakersfield
FHA
Active
24$370,000$41,512 equity gap
- Rate
- 6.15%
7.40%today- Payment
- $2,093/mo
$2,379today
- 3beds
- 2baths
- 1,414sqft
3813 Rockcastle, Bakersfield
Assuming a mortgage in Bakersfield
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 3.09%
- Lowest existing payment
- $899 /mo
- Median cash to assume
- $65,319