Griselda  Vargas

Griselda Vargas

Assumable homes for sale in Bakersfield, CA

7 homesFHA & VA loansrates from 3.05% vs 7.40% today

Bakersfield assumption guide
231 Winter Meadow, Bakersfield, CA, 93308 — assumable FHA mortgage at 3.05%
FHA
Active
32
$374,900$240,263 equity gap
Rate
3.05%
7.40%today
Payment
$714/mo
$1,111today
  • 4beds
  • 2baths
  • 1,835sqft

231 Winter Meadow, Bakersfield

625 Meadow Grove Ct, Bakersfield, CA, 93308 — assumable FHA mortgage at 6.27%
FHA
Active
32
$360,000$49,941 equity gap
Rate
6.27%
7.40%today
Payment
$1,999/mo
$2,243today
  • 3beds
  • 2baths
  • 1,412sqft

625 Meadow Grove Ct, Bakersfield

4501 Highland Hills, Bakersfield, CA, 93308 — assumable FHA mortgage at 6.76%
FHA
Active
32
$314,000$44,461 equity gap
Rate
6.76%
7.40%today
Payment
$1,770/mo
$1,888today
  • 3beds
  • 2baths
  • 1,133sqft

4501 Highland Hills, Bakersfield

4101 Skye, Bakersfield, CA, 93308 — assumable VA mortgage at 6.37%
VA
Active
44
$348,000$96,468 equity gap
Rate
6.37%
7.40%today
Payment
$1,571/mo
$1,745today
  • 3beds
  • 2baths
  • 1,494sqft

4101 Skye, Bakersfield

2325 Barnett, Bakersfield, CA, 93308 — assumable FHA mortgage at 6.09%
FHA
Active
25
$320,000$97,257 equity gap
Rate
6.09%
7.40%today
Payment
$1,380/mo
$1,578today
  • 3beds
  • 1baths
  • 1,081sqft

2325 Barnett, Bakersfield

2325 Barnett, Bakersfield, CA, 93308 — assumable FHA mortgage at 6.09%
FHA
Active
$320,000$97,257 equity gap
Rate
6.09%
7.40%today
Payment
$1,380/mo
$1,578today
  • 3beds
  • 1baths
  • 1,081sqft

2325 Barnett, Bakersfield

112 Sequoia Drive, Bakersfield, CA, 93308 — assumable VA mortgage at 6.43%
VA
Active
40
$329,000$99,000 equity gap
Rate
6.43%
7.40%today
Payment
$1,443/mo
$1,592today
  • 3beds
  • 2baths
  • 1,651sqft

112 Sequoia Drive, Bakersfield

Assuming a mortgage in Bakersfield

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.05%
Lowest existing payment
$714 /mo
Median cash to assume
$97,257
Griselda  Vargas

Griselda Vargas

Realtor License: SA700563000

Realty One Group

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Equal Housing Opportunity

Realty One Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.