FHA
Active
22$875,000$206,792 equity gap
- Rate
- 2.80%
7.40%today- Payment
- $3,085/mo
$5,199today
- 2beds
- 2baths
- 1,144sqft
Assumable homes for sale in Aptos, CA
7 homesVA & FHA loansrates from 2.72% vs 7.40% today
Aptos assumption guide
VA
Active
38$799,000$276,868 equity gap
- Rate
- 3.18%
7.40%today- Payment
- $2,588/mo
$4,154today
- 2beds
- 3baths
- 1,241sqft
2603 Mallory Lane, Santa Cruz
VA
Active
63$1,850,000$1,488,980 equity gap
- Rate
- 2.72%
7.40%today- Payment
- $1,688/mo
$2,873today
- 4beds
- 3baths
- 2,937sqft
442 Vista Del Mar Drive, Aptos
FHA
Active
40$960,000$764,826 equity gap
- Rate
- 3.98%
7.40%today- Payment
- $1,381/mo
$2,008today
- 4beds
- 3baths
- 1,809sqft
12 Eastern Drive, Watsonville
VA
Active
32$499,000Potential short sale
- Rate
- 6.95%
7.40%today- Payment
- $3,585/mo
$3,750today
- 2beds
- 2baths
- 1,064sqft
623 Delta Way, Watsonville
VA
Active
44$1,665,000$308,764 equity gap
- Rate
- 6.90%
7.40%today- Payment
- $9,240/mo
$9,714today
- 4beds
- 3baths
- 2,824sqft
3336 Oneill Court, Soquel
FHA
Active
22$265,000$156,729 equity gap
- Rate
- 6.03%
7.40%today- Payment
- $1,039/mo
$1,196today
- 2beds
- 1baths
- 845sqft
121 Vista Prieta, Santa Cruz
Assuming a mortgage in Aptos
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.
- Lowest existing rate
- 2.72%
- Lowest existing payment
- $1,039 /mo
- Median cash to assume
- $292,816